Company Number: 14469381

Analysis Date: 2025-07-20 13:19 UTC

1. Risk Rating: LOW
   ZILO LIMITED is a recently incorporated private limited company classified as dormant with minimal financial activity and no overdue filings. Its financial statements show nominal net assets and no trading history, suggesting very limited current operational or financial risk.

2. Key Concerns:

• Dormant Status: The company has not traded since incorporation, indicating no revenue generation or business activity to support operational sustainability.
• Minimal Financial Substance: Net current assets and shareholders’ funds stand at a nominal £100, reflecting no meaningful capital base or working capital.
• Parent Company Reliance: The only receivable is an interest-free, unsecured loan from its parent company, implying operational or funding dependency which may pose risk if the parent’s support is withdrawn.

3. Positive Indicators:

• Compliance: All statutory filings including accounts and confirmation statements are up to date and not overdue, indicating good governance and regulatory compliance.
• Clear Ownership and Control: The parent company holds 75-100% of shares and voting rights, providing transparent control and reduced governance uncertainty.
• Experienced Directors: Two directors appointed at incorporation with no adverse records evident, which is positive for management oversight.

4. Due Diligence Notes:

• Investigate the business plan and timeline for commencement of trading to assess future revenue prospects and capital needs.
• Assess the financial position and willingness of the parent company (Zilo Technology Limited) to continue supporting the company.
• Confirm the nature and terms of any planned transactions or contracts, given the dormant status and lack of financial activity to date.