ACF CAR FINANCE LIMITED
Company number 04757280 · Monitor this company
Executive summary
ACF Car Finance Limited functions as a long-standing, niche subsidiary within the UK's specialized motor finance sector, leveraging its parent company, The Funding Corporation Limited, to operate in the capital-intensive subprime lending market. While its small filing status obscures the true scale of its group's consolidated loan book, the business faces significant sector headwinds from FCA regulatory retroactivity and macroeconomic pressures on consumer default rates. Its mature governance structure and group backing provide a competitive moat against smaller independent brokers, though it remains exposed to the inherent volatility of the near-prime credit cycle.
Overview
- Company type
- Private Limited Company
- Incorporated
- 2003-05-08
- Registered office
- The Gate, International Drive, Solihull, United Kingdom, B90 4WA
- Postcode
- B90 4WA
- Capital
- 1 GBP
- Accounts category
- Small
- Charges
- 7 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-03-31
- Next due by
- 2027-04-14
Nature of business (SIC)
- 45111 Sale of new cars and light motor vehicles
- 64999 Financial intermediation not elsewhere classified
Officers 3 current · 16 resigned
Group structure
Controlled by THE FUNDING CORPORATION LIMITED — since 2016-04-06
From persons-with-significant-control filings on the public register.
Modern slavery statement
Registered a modern slavery statement for 2024 (period to 2023-12-31) as part of the I.M. GROUP LIMITED group statement — 2 years on the registry.
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Previous company names
| Name | Date changed |
|---|---|
| APPROVED CAR FINANCE LIMITED | 2007-08-09 |
| PINCO 1947 LIMITED | 2003-05-29 |
Previous registered addresses 3
| Address | Changed on |
|---|---|
| INTERNATIONAL HOUSE, HILLIARDS COURT, CHESTER BUSINESS PARK, CHESTER CH4 9QP | 2004-11-30 |
| RYDER STREET, WEST BROMWICH, WEST MIDLANDS, B70 0EJ | 2004-05-14 |
| 1 PARK ROW, LEEDS, LS1 5AB | 2003-05-27 |
Among its peers
Among the oldest 25%
of 121 similar companies in B, trading since 2003
The class of 2003
27%
of the 327 companies in this sector incorporated in 2003 are still active today; 70% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.