BATHGATE BUSINESS FINANCE LIMITED
Company number 02580392 · Monitor this company
Executive summary
Bathgate Business Finance is a long-established but small-scale asset finance provider that has delivered impressive balance sheet growth—doubling assets from approximately £2.3M to £4.7M over four years—whilst maintaining a conservative leverage profile and prudent credit management. However, its competitive position remains constrained by scale limitations, tight liquidity (net cash of only £67.7K), and dependence on annually-renewed funding facilities and group support. The company occupies a defensible niche within the UK asset finance market through relationship-led service, but faces structural challenges around funding diversification, technology investment, and the margin compression that rising interest rates have imposed across the sector.
Shareholders' funds
£1,723,444
Balance sheet as at 2025-09-30
Overview
- Company type
- Private Limited Company
- Incorporated
- 1991-02-06
- Employees
- 11 (2025 accounts)
- Registered office
- C/O Langtons, The Plaza 100 Old Hall Street, Liverpool, L3 9QJ
- Postcode
- L3 9QJ
- Capital
- 1,104,907 GBP
- Accounts category
- Small
- Charges
- 7 outstanding
Accounts
- Last made up to
- 2025-09-30
- Next due by
- 2027-06-30
- Financial year end
- 30 September
Confirmation statement
- Last statement dated
- 2026-08-07
- Next due by
- 2027-08-21
Nature of business (SIC)
- 77390 Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified
Officers 4 current · 14 resigned
Group structure
Controlled by BATHGATE WALKER GROUP LIMITED — since 2016-04-06
From persons-with-significant-control filings on the public register.
Data protection registration
Registered with the ICO as a data protection fee payer — Z550533X (Tier 1), registered since 2001.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Previous company names
| Name | Date changed |
|---|---|
| BATHGATE LEASING LIMITED | 2020-11-26 |
| GROZELL SERVICES LIMITED | 1991-04-17 |
Previous registered addresses 3
| Address | Changed on |
|---|---|
| C/O LANGTONS, NUMBER ONE OLD HALL STREET, LIVERPOOL, L3 9HF | 2006-03-20 |
| MARITIME HOUSE, 47-49 PARADISE STREET, LIVERPOOL, L1 3BP | 1995-04-04 |
| 4A WHITCHURCH ROAD, CARDIFF, SOUTH WALES, CF4 3LW | 1991-05-13 |
Among its peers
Top 5%
by shareholders' funds, of 42 similar companies in L
Among the biggest employers among its local peers (11 staff).
3rd oldest of its local peers, trading since 1991.
Competitors Liverpool
This company ranks 2 among renting and leasing of other machinery, equipment and tangible goods not elsewhere classified in Liverpool.
The class of 1991
50%
of the 20,888 companies incorporated in 1991 are still active today; 45% have since been dissolved.
A fact about the year, not a forecast for this company.