BUILDLOAN LIMITED
Company number SC447145 · Monitor this company
Executive summary
Buildloan Limited functions as a niche, subsidiary vehicle within the Buildstore group, focusing on specialist self-build and renovation finance rather than operating as a standalone capital-intensive lender. Its financial position is conservative, showing low external leverage and high liquidity, though the significant contraction in total assets since 2021 suggests a strategic reorganisation of group capital rather than organic contraction. While the broader mortgage sector faces macroeconomic headwinds, Buildloan's niche focus and parental backing provide resilience, though its standalone capacity for scale remains limited.
Shareholders' funds
£102,802
Balance sheet as at 2025-12-31
What it does
The principal activity of the company continued to be that of a specialist intermediary in self build and short-term finance.
The company's own description, from its latest filed accounts.
Overview
- Company type
- Private Limited Company
- Incorporated
- 2013-04-09
- Employees
- 21 (2025 accounts · was 19 in 2024)
- Registered office
- 8 Houstoun Interchange Business Park, Livingston, West Lothian, Scotland, EH54 5DW
- Postcode
- EH54 5DW
- Capital
- 2 GBP
- Accounts category
- Small
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-04-01
- Next due by
- 2027-04-15
Nature of business (SIC)
- 64922 Activities of mortgage finance companies
Officers 2 current
Group structure
Controlled by BUILDSTORE LIMITED — since 2016-04-06
From persons-with-significant-control filings on the public register.
Data protection registration
Registered with the ICO as a data protection fee payer — ZA029015 (Tier 1), registered since 2013.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Contact details
- Website
- buildloan.co.uk
EXCLUSIVE Mortgages - self build, custom build, renovations, conversions, home improvements. Competitive short term funding solutions.
Previous registered addresses 2
| Address | Changed on |
|---|---|
| 8 HOUSTOUN INTERCHANGE OFFICE PARK, LIVINGSTON, WEST LOTHIAN, EH54 5DW | 2018-04-11 |
| KINGSTHORNE PARK NETTLEHILL ROAD, HOUSTOUN INDUSTRIAL ESTATE, LIVINGSTON, EH54 5DB | 2014-07-23 |
Among its peers
Top 25%
by shareholders' funds, of 51 similar companies in EH
2nd largest employer among its local peers (21 staff).
Among the oldest 25% of its local peers, trading since 2013.
No.10 of the largest activities of mortgage finance companies companies in Edinburgh →
Competitors Edinburgh
This company ranks 10 among activities of mortgage finance companies in Edinburgh.
The class of 2013
23%
of the 530,510 companies incorporated in 2013 are still active today; 75% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.