GREENFIELD MORTGAGES LTD
Company number 07636098 · Monitor this company
Executive summary
Greenfield Mortgages is a niche specialist lender operating in the UK short-term mortgage and bridging finance market, demonstrating aggressive growth with total assets doubling to £2.94M in 2025. While the growth trajectory and improved net asset position are encouraging, the company's sub-£3M balance sheet places it firmly in the micro-cap segment of an industry dominated by significantly larger players, limiting its competitive advantages in funding costs and operational scale. The thin equity buffer relative to the loan book warrants careful monitoring, particularly given current property market headwinds and rising default risk across the specialist lending sector.
Shareholders' funds
£220,846
Balance sheet as at 2025-08-31
Overview
- Company type
- Private Limited Company
- Incorporated
- 2011-05-17
- Employees
- 7 (2025 accounts · was 5 in 2024)
- Registered office
- Bank House, 8 Cherry Street, Birmingham, West Midlands, B2 5AL
- Postcode
- B2 5AL
- Capital
- 100 GBP
- Accounts category
- Micro
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-08-31
- Next due by
- 2027-05-31
- Financial year end
- 31 August
Confirmation statement
- Last statement dated
- 2026-07-31
- Next due by
- 2027-08-14
Nature of business (SIC)
- 64922 Activities of mortgage finance companies
Officers 4 current · 1 resigned
Group structure
Controlled by GREENFIELD MORTGAGES (HOLDINGS) II LTD — since 2016-07-01
From persons-with-significant-control filings on the public register.
Contact details
- Website
- greenfieldmortgages.co.uk
- Phone
- 08007797097
Regulated and unregulated short term mortgages available
Previous company names
| Name | Date changed |
|---|---|
| GREENFIELD CAPITAL LTD | 2019-03-01 |
Previous registered addresses 2
| Address | Changed on |
|---|---|
| ONE VICTORIA SQUARE, BIRMINGHAM, B1 1BD, UNITED KINGDOM | 2014-01-27 |
| IMAGE HOUSE 67-73 CONSTITUTION HILL, BIRMINGHAM, B19 3JX, ENGLAND | 2011-06-23 |
Among its peers
Top 10%
by shareholders' funds, of 107 similar companies in B
The largest employer among its local peers (7 staff).
Among the oldest 25% of its local peers, trading since 2011.
No.6 of the largest activities of mortgage finance companies companies in Birmingham →
Competitors Birmingham
This company ranks 6 among activities of mortgage finance companies in Birmingham.
The class of 2011
21%
of the 450,455 companies incorporated in 2011 are still active today; 77% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.