J.S.M. FINANCE LIMITED
Company number 02575550 · Monitor this company
Executive summary
J.S.M. Finance Limited is a group financing vehicle operating within the QF Holdings NW / Regency Factors structure, but its financial position has deteriorated sharply over the past three years with net assets declining 69% from £844,873 to £261,362. The complete depletion of cash reserves, combined with a gearing ratio of approximately 17.6:1 and accumulated losses growing to £238,641, signals material financial stress that significantly underperforms sector benchmarks for comparable financing entities. While group support provides a theoretical backstop, the company's role as a captive receivables vehicle with zero operational independence means its sustainability depends entirely on the willingness and capacity of group undertakings to maintain funding — a precarious position given the £2.48M currently owed to related parties.
Shareholders' funds
£500,003
Balance sheet as at 2024-07-31
Overview
- Company type
- Private Limited Company
- Incorporated
- 1991-01-21
- Employees
- 1 (2024 accounts)
- Registered office
- 45 South Mossley Hill Road, Liverpool, England, L19 3PY
- Postcode
- L19 3PY
- Capital
- 610,003 GBP
- Accounts category
- Total Exemption Full
- Charges
- 3 outstanding
Accounts
- Last made up to
- 2024-07-31
- Next due by
- 2026-10-31
- Financial year end
- 30 July
Confirmation statement
- Last statement dated
- 2025-10-05
- Next due by
- 2026-10-19
Nature of business (SIC)
- 82990 Other business support service activities not elsewhere classified
Officers 4 current · 9 resigned
Previous company names
| Name | Date changed |
|---|---|
| S.E.I.L. REMORTGAGES LIMITED | 1991-07-22 |
| SWALLOWDIVE LIMITED | 1991-03-01 |
Previous registered addresses 5
| Address | Changed on |
|---|---|
| 2 REGENCY CHAMBERS, JUBILEE WAY, BURY, LANCASHIRE BL9 0JW | 2000-07-06 |
| C/O WILLAN & CO SOLICITORS, LAWRENCE BUILDINGS, 2 MOUNT STREET, MANCHESTER M2 5WQ | 2000-06-28 |
| C/O WILLAN & CO,SOLICITORS, 2ND FLOOR,CENTRAL BUILDINGS, 211 DEANSGATE, MANCHESTER.M3 3NW | 1994-03-25 |
| THE BRITANNIA SUITE, INTERNATIONAL HOUSE, 82-86 DEANSGATE, MANCHESTER M3 2ER | 1991-02-05 |
| THE BRITANNIA SUITE, INTERNATIONAL HOUSE, 82-86 DEANSGATE, MANCHESTER M3 2ER | 1991-02-05 |
Among its peers
Top 10%
by shareholders' funds, of 1,283 similar companies in L
Among the oldest 25% of its local peers, trading since 1991.
Competitors Liverpool
This company ranks 114 among other business support service activities not elsewhere classified in Liverpool.
The class of 1991
37%
of the 752 companies in this sector incorporated in 1991 are still active today; 60% have since been dissolved.
A fact about the year, not a forecast for this company.