NUCLEUS FINANCIAL LIMITED
Company number 05522098 · Monitor this company
Executive summary
Nucleus Financial Limited represents a strategically significant entity within the UK wealth platform market, having transformed from a mid-tier, publicly listed adviser platform into a privately held subsidiary within the Sanlam Group, subsequently acquiring James Hay to create a retirement-focused platform of meaningful scale. The company operates in a sector where consolidation is accelerating due to regulatory cost pressures, technology investment requirements, and adviser platform rationalisation—trends that favour the merged entity's scale but demand flawless execution of the ongoing integration. Key competitive challenges include managing legacy technology debt inherited from James Hay, maintaining adviser trust during brand unification, and defending margin compression against FNZ-powered competitors and dominant tier-one platforms.
Overview
- Company type
- Private Limited Company
- Incorporated
- 2005-07-29
- Registered office
- Suite B & C, First Floor Milford House, 43-55 Milford Street, Salisbury, United Kingdom, SP1 2BP
- Postcode
- SP1 2BP
- Capital
- 76,473 GBP
- Accounts category
- Audit Exemption Subsidiary
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-06-28
- Next due by
- 2027-07-12
Nature of business (SIC)
- 64999 Financial intermediation not elsewhere classified
- 66110 Administration of financial markets
- 66190 Activities auxiliary to financial intermediation not elsewhere classified
Officers 8 current · 33 resigned
Group structure 3 subsidiaries
Controlled by JAMES HAY HOLDINGS LIMITED — since 2021-08-20
Controlled by SANLAM UK LIMITED — since 2016-04-06
-
NUCLEUS IFA SERVICES LIMITED Dissolved
-
NUCLEUS IMX LIMITED Dissolved
From persons-with-significant-control filings on the public register.
Modern slavery statement
Registered a modern slavery statement for 2021 (period to 2020-12-01).
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Data protection registration
Registered with the ICO as a data protection fee payer — Z9643780 (Tier 1), registered since 2006.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
17%
Women's median hourly pay below men's, 2022/23
Contact details
- Website
- nucleusfinancial.com
- Phone
- 03031231113
Nucleus Financial Platforms group runs Nucleus Wrap and James Hay Online. Customers benefit from the combined scale, expertise and technological know-how of two of the leading retirement-focused platforms in the UK.
Previous company names
| Name | Date changed |
|---|---|
| NUCLEUS FINANCIAL PLC | 2022-01-04 |
| NUCLEUS FINANCIAL GROUP PLC | 2022-01-04 |
| NUCLEUS FINANCIAL GROUP LIMITED | 2018-07-06 |
| NUCLEUS FINANCIAL GROUP PUBLIC LIMITED COMPANY | 2018-07-06 |
| NUCLEUS FINANCIAL GROUP LIMITED | 2018-07-06 |
| MM&S (4094) LIMITED | 2005-09-22 |
Previous registered addresses 8
| Address | Changed on |
|---|---|
| ONE LONDON WALL, LONDON, EC2Y 5AB | 2019-01-16 |
| CARRICK HOUSE LYPIATT ROAD, CHELTENHAM, GL50 2QL | 2010-09-22 |
| GISTERED OFFICE CHANGED ON 29/04/2009 FROM, CARRICK HOUSE, LYPIATT ROAD, CHELTENHAM, GLOS, GL50 2QJ | 2009-04-29 |
| CARRICK HOUSE, LYPIATT ROAD, CHELTENHAM, GLOS, GL50 2QJ | 2009-04-29 |
| ONE LONDON WALL, LONDON, EC2Y 5AB | 2006-10-24 |
| ONE LONDON WALL, LONDON, EC2Y 5AB | 2006-10-24 |
| 5 OLD BAILEY, LONDON, EC4M 7JX | 2006-08-22 |
| 5 OLD BAILEY, LONDON, EC4M 7JX | 2006-08-22 |
Among its peers
Among the oldest 25%
of 93 similar companies in SP, trading since 2005
The class of 2005
34%
of the 1,434 companies in this sector incorporated in 2005 are still active today; 64% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.