OODLE FINANCIAL SERVICES LIMITED

Company number 07277272 ·

Active

Executive summary

Oodle Financial Services represents a remarkable transformation story: from a technically insolvent micro-lender with £100 share capital and accumulated losses of £4,207 (as First Choice With Loans in 2015) to a KKR-backed group entity with institutional governance and international board expertise. The historical financial data is essentially irrelevant to assessing the current business, which operates at a fundamentally different scale and with private equity backing. The company's success now depends on executing within a challenging regulatory environment—particularly if exposed to motor finance commission scrutiny—while leveraging KKR's capital and strategic resources to compete against established specialist lenders. The sector offers growth opportunities but carries meaningful regulatory and credit cycle risks that will test the restructured business model.

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Shareholders' funds

-£4,107

Balance sheet as at 2015-06-30

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Overview

Company type
Private Limited Company
Incorporated
2010-06-08
Registered office
2 New Bailey, 6 Stanley Street, Salford, England, M3 5GS
Postcode
M3 5GS
Capital
71 GBP
Accounts category
Group
Charges
0 outstanding

Accounts

Last made up to
2025-06-30
Next due by
2027-03-31
Financial year end
30 June

Confirmation statement

Last statement dated
2026-06-08
Next due by
2027-06-22
View filing history →

Nature of business (SIC)

  • 64929 Other credit granting not elsewhere classified

Officers 7 current · 10 resigned

Appointed 2024-05-10
Anirban GHOSH Director
Appointed 2023-06-07
Appointed 2022-08-19
Appointed 2021-10-18
Appointed 2021-10-18

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Group structure 4 subsidiaries

Controlled by Kkr & Co. Inc. (04378294) — since 2023-02-06

From persons-with-significant-control filings on the public register.

Licensed visa sponsor

Licensed by the Home Office to sponsor worker visas: Skilled Worker (Worker (A rating)).

Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.

Data protection registration

Registered with the ICO as a data protection fee payer — ZA121323 (Tier 3), registered since 2015.

Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.

Gender pay gap

15%

Women's median hourly pay below men's, 2025/26 · around the middle of the pack for parity

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Previous company names

NameDate changed
FIRST CHOICE WITH LOANS LIMITED2017-12-18

Previous registered addresses 1

AddressChanged on
58 RYELAND STREET, WHITECROSS, HEREFORD, HEREFORDSHIRE, HR4 0LB2016-02-09

At this address

210

companies are registered at this postcode →

Competitors Manchester

This company ranks 37 among other credit granting not elsewhere classified in Manchester.

Full league table →

The class of 2010

21%

of the 376,891 companies incorporated in 2010 are still active today; 77% have since been dissolved.

A fact about the year, not a forecast for this company.

Survival rates for every incorporation year →

This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.