PLATA FINANCE LIMITED
Company number 05197592 · Monitor this company
Executive summary
Plata Finance Limited (formerly Zopa Limited) is a consumer lending subsidiary within the Zopa Group, offering unsecured personal loans. The £2 share capital base is wholly inadequate for standalone credit assessment, and no financial statements are available for analysis. A director who holds 25-50% of shares resigned in December 2025, warranting further investigation. Any credit facility should be conditional upon provision of audited accounts, parent company guarantee, and satisfactory explanation of the capital structure and recent governance changes.
Overview
- Company type
- Private Limited Company
- Incorporated
- 2004-08-04
- Registered office
- Frobisher House, Southbrook Road, Southampton, England, SO15 1GX
- Postcode
- SO15 1GX
- Capital
- 2 GBP
- Accounts category
- Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2024-12-31
- Next due by
- 2026-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-08-04
- Next due by
- 2027-08-18
Nature of business (SIC)
- 64929 Other credit granting not elsewhere classified
Officers 4 current · 20 resigned
Group structure 2 subsidiaries
Controlled by ZOPA GROUP PLC — since 2017-05-10
-
P2PS CARS LIMITED Dissolved
-
P2PS LIMITED Dissolved
From persons-with-significant-control filings on the public register.
Data protection registration
Registered with the ICO as a data protection fee payer — Z8797078 (Tier 2), registered since 2004.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
38.8%
Women's median hourly pay below men's, 2019/20
Contact details
- Website
- plata.com
- Phone
- +44 7782621113, 03301655120, 02382544129
Plata offers affordable unsecured personal loans from £2000 to £25000 tailored to your individual circumstances. Easy online application with fast decision process. Get Money in the bank today.
Previous company names
| Name | Date changed |
|---|---|
| ZOPA LIMITED | 2022-07-08 |
| RIALTO EXCHANGE LIMITED | 2005-01-17 |
| WCPHD1 LIMITED | 2004-09-27 |
Previous registered addresses 7
| Address | Changed on |
|---|---|
| 1ST FLOOR COTTONS CENTRE, COTTONS LANE, LONDON, SE1 2QG, ENGLAND | 2018-06-26 |
| COTTONS CENTRE 1ST FLOOR,, 47-49 TOOLEY STREET, LONDON, SE1 2QG, ENGLAND | 2018-06-26 |
| COTTONS CENTRE COTTONS CENTRE, TOOLEY STREET, LONDON, SE1 2QG, ENGLAND | 2016-08-05 |
| 90 FETTER LANE, LONDON, EC4A 1EN | 2016-08-01 |
| 40-44 NEWMAN STREET, LONDON, W1T 1QD, ENGLAND | 2013-12-04 |
| 3RD FLOOR RADIANT HOUSE, 36-38 MORTIMER STREET, LONDON, W1W 7RG | 2009-12-14 |
| 5TH FLOOR, ALDER CASTLE, 10 NOBLE STREET, LONDON, EC2V 7QJ | 2005-01-11 |
Among its peers
3rd oldest
of 10 similar companies in SO, trading since 2004
The class of 2004
37%
of the 135,821 companies incorporated in 2004 are still active today; 61% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.