PREMIUM CREDIT LIMITED
Company number 02015200 · Monitor this company
Executive summary
Premium Credit Limited presents a mixed risk profile characterized by a long-standing operational history and strong statutory compliance, offset by the inherent vulnerabilities of its credit-granting business model and a complex private equity ownership structure. The £100 share capital and layered PSC architecture strongly suggest a leveraged balance sheet, making the company's solvency and liquidity heavily dependent on the financial health and strategic intentions of its ultimate parent entities. Further due diligence is required into the company's full financial statements and the broader corporate group structure to assess true financial stability.
Overview
- Company type
- Private Limited Company
- Incorporated
- 1986-04-29
- Registered office
- Ermyn House, Ermyn Way, Leatherhead, England, KT22 8UX
- Postcode
- KT22 8UX
- Capital
- 100 USD
- Accounts category
- Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-03-05
- Next due by
- 2027-03-19
Nature of business (SIC)
- 64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Officers 9 current · 59 resigned
Group structure 1 subsidiary
Controlled by Platinum Credit Bidco Limited (FC142502) — since 2025-01-23
Controlled by VENDCROWN LIMITED — since 2016-04-06
-
DIRECT DEBIT MANAGEMENT SERVICES LIMITED Dissolved
From persons-with-significant-control filings on the public register.
Licensed visa sponsor
Licensed by the Home Office to sponsor worker visas: Skilled Worker (Worker (A rating)).
Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.
Modern slavery statement
Registered a modern slavery statement for 2021 (period to 2020-12-31).
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Data protection registration
Registered with the ICO as a data protection fee payer — Z5934332 (Tier 3), registered since 2001.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
41%
Women's median hourly pay below men's, 2025/26 · in the bottom 10% for parity
Contact details
- Website
- premiumcredit.co.uk
Previous company names
| Name | Date changed |
|---|---|
| BEAMSHIP LIMITED | 1988-07-08 |
Previous registered addresses 16
| Address | Changed on |
|---|---|
| PREMIUM CREDIT HOUSE 60 EAST STREET, EPSOM, SURREY, KT17 1HB | 2016-10-31 |
| 165 CHEVENING ROAD, LONDON, NW6 6DT | 2009-09-07 |
| GISTERED OFFICE CHANGED ON 07/09/2009 FROM, 165 CHEVENING ROAD, LONDON, NW6 6DT | 2009-09-07 |
| PREMIUM CREDIT HOUSE, 60 EAST STREET, EPSOM, SURREY, KT17 1HB | 2009-09-03 |
| GISTERED OFFICE CHANGED ON 03/09/2009 FROM, PREMIUM CREDIT HOUSE, 60 EAST STREET, EPSOM, SURREY, KT17 1HB | 2009-09-03 |
| STANSFIELD HOUSE, CHESTER BUSINESS PARK, CHESTER, CHESHIRE CH4 9QQ | 2004-04-19 |
| PREMIUM CREDIT HOUSE, 60 EAST STREET, EPSOM, SURREY KT17 1HB | 2004-02-10 |
| EMIUM CREDIT HOUSE, 60 EAST STREET, EPSOM, SURREY KT17 1HB | 2004-02-10 |
| THE KIRKGATE, 19-31 CHURCH STREET, EPSOM, SURREY KT17 4PF | 1999-11-29 |
| E KIRKGATE, 19-31 CHURCH STREET, EPSOM, SURREY KT17 4PF | 1999-11-29 |
| SIM HOUSE, LONDON ROAD, NORTH CHEAM, SURREY SM3 8HW | 1993-01-15 |
| ACSIM HOUSE, LONDON ROAD, NORTH CHEAM, SURREY SM3 8HW | 1993-01-15 |
| BISHOPS COURT, 27-33 ARTILLERY LANE, LONDON, E1 7LP | 1991-04-27 |
| SHOPS COURT, 27-33 ARTILLERY LANE, LONDON, E1 7LP | 1991-04-27 |
| MPSON HOUSE, CAMOMILE STREET, LONDON, EC3A 7AN | 1987-02-27 |
| KEMPSON HOUSE, CAMOMILE STREET, LONDON, EC3A 7AN | 1987-02-27 |
Among its peers
The oldest
of 10 similar companies in KT, trading since 1986
The class of 1986
50%
of the 18,365 companies incorporated in 1986 are still active today; 42% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 1 title
- Leasehold
- 1
- Most recent registration
- 2016-11-16
- Where
- Surrey
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| SY840907 | Surrey | Leasehold | 2016-11-16 | — |
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.