THE PROTECTION SPECIALIST LIMITED
Company number 06969129 · Monitor this company
Executive summary
The Protection Specialist Limited has undergone dramatic contraction from a £43M net asset position in 2019 to £1.67M in 2024, almost certainly driven by significant shareholder distributions rather than trading losses. The business now operates as a small, cash-rich niche player in the protection intermediary sector with £1.65M in liquid assets providing substantial financial resilience. However, its reduced scale, dependency on the Your Mortgage People Limited referral relationship, and exposure to the depressed mortgage market create meaningful strategic vulnerabilities. The current structure appears optimized for income extraction by controlling shareholders rather than competitive expansion.
Shareholders' funds
£1,669,882
Balance sheet as at 2024-12-30
Overview
- Company type
- Private Limited Company
- Incorporated
- 2009-07-22
- Employees
- 6 (2024 accounts · was 9 in 2023)
- Registered office
- Fair Trade House, 3 Whittle Avenue, Fareham, Hampshire, PO15 5SH
- Postcode
- PO15 5SH
- Capital
- 180 GBP
- Accounts category
- Total Exemption Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2024-12-30
- Next due by
- 2026-12-30
- Financial year end
- 30 December
Confirmation statement
- Last statement dated
- 2026-07-14
- Next due by
- 2027-07-28
Nature of business (SIC)
- 66190 Activities auxiliary to financial intermediation not elsewhere classified
Officers 2 current · 7 resigned
Group structure
Controlled by TC PROFESSIONAL TRUSTEES & EXECUTORS LTD — since 2020-01-31
From persons-with-significant-control filings on the public register.
Data protection registration
Registered with the ICO as a data protection fee payer — Z233695X (Tier 1), registered since 2010.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
38%
Women's median hourly pay below men's, 2018/19
Previous registered addresses 4
| Address | Changed on |
|---|---|
| UNIT 2 FURZE COURT, 114 WICKHAM ROAD, FAREHAM, HAMPSHIRE, PO16 7SH | 2015-05-19 |
| UNIT 3 FURZE COURT, 114 WICKHAM ROAD, FAREHAM, HAMPSHIRE, PO16 7SH | 2011-12-01 |
| UNIT 3 FURZEE COURT 114 WICKHAM ROAD, FAREHAM, HAMPSHIRE, PO16 7SH | 2010-08-11 |
| 47 LOWER CHURCH ROAD, FAREHAM, HAMPSHIRE, PO14 4PW, ENGLAND | 2009-10-23 |
Among its peers
Top 5%
by shareholders' funds, of 59 similar companies in PO
Among the biggest employers among its local peers (6 staff).
Among the oldest 25% of its local peers, trading since 2009.
Competitors Portsmouth
This company ranks 2 among activities auxiliary to financial intermediation not elsewhere classified in Portsmouth.
The class of 2009
36%
of the 428 companies in this sector incorporated in 2009 are still active today; 62% have since been dissolved.
A fact about the year, not a forecast for this company.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.