WESCOT CREDIT SERVICES LIMITED
Company number SC084131 · Monitor this company
Executive summary
Wescot Credit Services operates as a strategically significant entity within the UK debt collection sector, leveraging its integration into the Cabot Financial and Alchemy Partners ecosystem to secure a top-tier market position. While macroeconomic pressures have expanded the volume of delinquent debt, the company's operational focus has necessarily shifted toward affordable, compliant repayment plans in response to FCA Consumer Duty standards. Its competitive moat is defined not by standalone financial metrics, but by its access to group-level capital and proprietary debt pipelines, insulating it from the consolidation pressures currently squeezing smaller, independent agencies.
Overview
- Company type
- Private Limited Company
- Incorporated
- 1983-07-28
- Registered office
- Kyleshill House, Glencairn Street, Saltcoats, Ayrshire, KA21 5JT
- Postcode
- KA21 5JT
- Capital
- 100 GBP
- Accounts category
- Full
- Charges
- 2 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2025-09-10
- Next due by
- 2026-09-24
Nature of business (SIC)
- 82911 Activities of collection agencies
Officers 5 current · 31 resigned
Group structure
Controlled by CABOT FINANCIAL DEBT RECOVERY SERVICES LIMITED — since 2017-11-10
From persons-with-significant-control filings on the public register.
Licensed visa sponsor
Licensed by the Home Office to sponsor worker visas: Skilled Worker (Worker (A rating)).
Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.
Modern slavery statement
Registered a modern slavery statement for 2026 (period to 2025-12-31) as part of the CABOT CREDIT MANAGEMENT GROUP LIMITED group statement — 6 years on the registry.
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Gender pay gap
4%
Women's median hourly pay below men's, 2025/26 · around the middle of the pack for parity
Contact details
- Website
- wescot.co.uk
- Phone
- 01482484673
Wescot Credit Services - Affordable repayment plans that works for you. Authorised and regulated by the Financial Conduct Authority.
Previous company names
| Name | Date changed |
|---|---|
| WESCOT CREDIT SERVICES (SCOTLAND) LIMITED | 1988-11-22 |
Previous registered addresses 3
| Address | Changed on |
|---|---|
| KYLESHILL HOUSE 1 GLENCAIRN STREET, SALTCOATS, AYRSHIRE, KA21 5JT | 2008-10-30 |
| 64 DALBLAIR ROAD, AYR, KA7 1UH | 2008-02-29 |
| WESCOT HOUSE, FORT STREET, AYR KA7 1DG | 1990-01-21 |
Among its peers
Among the oldest 25%
of 513 similar companies in KA — measured against the wider sector, trading since 1983
The class of 1983
51%
of the 13,141 companies incorporated in 1983 are still active today; 40% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 1 title
- Leasehold
- 1
- Most recent registration
- 2007-03-08
- Where
- City Of Kingston Upon Hull
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| HS336671 | City Of Kingston Upon Hull | Leasehold | 2007-03-08 | — |
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.