ADVANCED DIGITAL RESSOURCES LTD

Executive Summary

Advanced Digital Ressources Ltd is a micro-entity in the IT consultancy and web portal sector with stable financials and positive net assets. The company shows good liquidity and manageable liabilities, supporting its capacity to meet short-term obligations. Given its limited operational scale and recent incorporation, credit approval is recommended with routine monitoring of financial performance and cash flow.

ADVANCED DIGITAL RESSOURCES LTD - Analysis Report

Company Number: 14262158

Analysis Date: 2025-07-29 21:23 UTC

1. Credit Opinion: APPROVE. Advanced Digital Ressources Ltd demonstrates a stable financial position with positive net assets and working capital. The company is relatively new (incorporated in 2022) but has maintained consistent balance sheet figures over the last two years. There is no indication of overdue filings or financial distress. The company's micro-entity status and small scale limit risk exposure. However, due to the limited financial history and small scale of operations, credit should be granted with standard monitoring and possibly limits aligned to the company’s size and cash flow capacity.

2. Financial Strength: The company’s balance sheet shows net assets of approximately £13,100, consistent over the past two years, indicating capital stability. Fixed assets are minimal (£6,748), reflecting likely intangible or small physical assets, appropriate for an IT consultancy and web portal business. Current assets exceed current liabilities by a comfortable margin (£9,190 net current assets), supporting short-term financial health. Long-term liabilities are present (£2,837) but are not excessive relative to total assets (£15,938). There is no indication of provisions or contingent liabilities. Overall, the financial strength is sound for a micro-entity with limited operational scale.

3. Cash Flow Assessment: Current assets primarily consist of cash and receivables (exact composition not detailed), sufficient to cover short-term liabilities more than threefold. Net current assets of £9,190 suggest reasonable liquidity and working capital to meet ongoing obligations. The absence of negative working capital or overdrafts indicates no immediate cash flow stress. The company employs one staff member, limiting payroll burden. The consistent current asset and liability figures over two years suggest stable operational cash flows, though the micro scale limits margin for error.

4. Monitoring Points:

• Revenue and profitability trends as future accounts become available to assess growth trajectory.
• Debtor aging and cash conversion cycles to ensure ongoing liquidity.
• Changes in long-term liabilities and capital structure to monitor gearing and solvency.
• Compliance with filing deadlines and regulatory requirements.
• Any director or management changes impacting governance and operational stability.