ALL INCLUSIVE NETWORK LIMITED

Executive Summary

ALL INCLUSIVE NETWORK LIMITED shows early-stage financial improvement with a positive net asset position and healthy liquidity. The company’s low leverage and timely filings reflect sound financial stewardship. Credit approval is recommended with ongoing monitoring of cash flow, profitability, and operational progress to mitigate growth-stage risks.

ALL INCLUSIVE NETWORK LIMITED - Analysis Report

Company Number: 12707791

Analysis Date: 2025-07-20 16:15 UTC

1. Credit Opinion: APPROVE with conditions

ALL INCLUSIVE NETWORK LIMITED is a small private limited company incorporated in 2020 specializing in telecommunications activities (SIC 61900). The company demonstrates a positive net asset position and modest cash holdings as of the latest financial year end (June 2024). The director holds full control and no adverse director conduct records exist. The company is filing accounts and confirmation statements on time, indicating compliance discipline. However, the company is in an early growth phase with limited historical profitability data and a small operational scale (one employee). Given these factors, credit approval is recommended with monitoring conditions to ensure continued operational viability and cash flow adequacy.

2. Financial Strength:

• Shareholders’ funds increased from £100 in 2023 to £6,225 in 2024, reflecting accumulation of retained earnings or capital injections.
• Current assets (cash) stand at £9,173 versus current liabilities of £2,948, producing positive net current assets of £6,225.
• The balance sheet exhibits no long-term liabilities, indicating a low leverage profile and low financial risk.
• The company holds minimal tangible fixed assets (not reported), typical for a service-based telecom activity.
• Overall, the balance sheet shows a sound liquidity buffer and no apparent solvency concerns.

3. Cash Flow Assessment:

• Cash at bank has increased significantly from £100 in 2023 to £9,173 in 2024, suggesting improved cash generation or capital funding.
• Current liabilities remain low and manageable at £2,948, including corporation tax due (£1,437).
• Positive net current assets indicate sufficient short-term liquidity to meet immediate obligations.
• The company employs only one person, thus operating expenses are likely low.
• No bank borrowings or overdrafts are reported, reducing interest burden and refinancing risk.
• However, absence of detailed profit and loss or cash flow statements limits full cash flow predictive analysis.

4. Monitoring Points:

• Track future turnover and profitability trends to confirm sustainable revenue generation.
• Monitor ongoing working capital levels and cash balances to ensure liquidity remains healthy.
• Review director and management changes or PSC alterations that could affect governance.
• Watch for any late filings or unusual creditor payment delays.
• Assess impact of corporation tax payments on liquidity as they become due.
• Confirm operational scalability and client diversification to reduce concentration risk.