AMAGI RESEARCH & INVESTMENT LIMITED

Executive Summary

Amagi Research & Investment Limited is a financially stable micro-entity showing improving net assets and strong working capital. Its low liabilities and adequate liquidity support the ability to service credit obligations. Continued monitoring of working capital and operational performance is recommended to maintain creditworthiness.

AMAGI RESEARCH & INVESTMENT LIMITED - Analysis Report

Company Number: 13585794

Analysis Date: 2025-07-29 20:32 UTC

1. Credit Opinion: APPROVE
   Amagi Research & Investment Limited demonstrates a stable and improving financial position with consistent positive net assets and working capital. The company is classified as a micro entity with low operating complexity and minimal liabilities relative to assets. There are no overdue filings or indications of financial distress, and the sole director has maintained control since incorporation without adverse records. Given the current scale and financials, the company appears capable of servicing modest credit facilities.

2. Financial Strength:
   The balance sheet shows steady growth in net assets from £3,424 in 2021 to £7,301 in 2024, reflecting retained earnings or capital injections. Fixed assets are minimal (£650), consistent with the nature of market research services which are not capital-intensive. Current assets have remained stable around £10,000, while current liabilities have decreased from £7,401 in 2021 to £3,533 in 2024, improving net current assets from £2,409 to £6,651. The company’s equity base is fully positive and growing, indicating sound financial health for its size.

3. Cash Flow Assessment:
   With net current assets of £6,651, the company shows adequate liquidity to meet short-term obligations comfortably. The reduction in current liabilities alongside stable current assets suggests improving working capital management. The micro entity status means detailed cash flow data is limited, but the available balance sheet figures indicate sufficient short-term financial flexibility to cover operational costs and debt service.

4. Monitoring Points:

• Continue monitoring current liabilities relative to current assets to ensure liquidity remains strong.
• Watch for any significant increase in debt or delayed payments that might strain working capital.
• Track revenue growth and profitability trends once future profit and loss accounts become available to assess operational performance.
• Monitor director and company filings to ensure compliance remains current and no adverse changes occur.