APARTHOUSE PROPERTY MANAGEMENT LIMITED

Executive Summary

APARTHOUSE PROPERTY MANAGEMENT LIMITED is an early-stage micro company with a positive but modest net asset base and a slight liquidity shortfall. Credit approval is recommended with caution, focusing on close monitoring of cash flow and working capital. The company’s single director and shareholder control provide clear management accountability, but the limited financial history restricts risk visibility.

APARTHOUSE PROPERTY MANAGEMENT LIMITED - Analysis Report

Company Number: 14718366

Analysis Date: 2025-07-29 19:53 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   APARTHOUSE PROPERTY MANAGEMENT LIMITED is a newly incorporated micro-entity operating in real estate management. The company shows modest net assets (£6,027) and a slight working capital deficit (-£973) at its first year-end. While the capital base is positive, the negative net current assets indicate some liquidity tension. Given the early stage of the business and limited financial history, credit exposure should be cautiously sized and monitored. Approval is recommended with conditions such as regular financial updates and limits on facility amounts.

2. Financial Strength:
   The balance sheet shows minimal fixed assets (£7,000) and current assets (£6,343), with current liabilities exceeding current assets by £973. Despite this, net assets are positive at £6,027, reflecting initial equity investment. The company’s micro status limits detailed financial disclosures, but the net asset position indicates some initial capital buffer. Lack of significant tangible assets or cash reserves suggests modest financial strength.

3. Cash Flow Assessment:
   The negative net current assets position signals potential short-term liquidity constraints. No employees are recorded, reducing wage-related cash outflows. The company’s cash and receivables (components of current assets) are insufficient to cover short-term liabilities fully. Without detailed profit and loss or cash flow statements, precise cash flow generation cannot be assessed, but close attention should be paid to working capital management and timing of cash inflows.

4. Monitoring Points:

• Quarterly updates on cash flow and working capital position.
• Timely filing of next accounts and confirmation statements to ensure compliance.
• Customer payment patterns and contract renewal status to assess revenue stability.
• Any changes in director or shareholder structure, given single owner control.
• Debt covenant compliance if credit facilities are extended.