APEX FIBRE SOLUTIONS LTD

Executive Summary

APEX FIBRE SOLUTIONS LTD demonstrates moderate financial stability with positive net assets and current assets exceeding current liabilities. However, the recent decline in net assets and emergence of long-term liabilities warrant further examination. The company’s small size and limited disclosures suggest a cautious approach, emphasizing further due diligence on liabilities and operational cash flow.

APEX FIBRE SOLUTIONS LTD - Analysis Report

Company Number: 13115913

Analysis Date: 2025-07-29 18:13 UTC

1. Risk Rating: MEDIUM
   The company is currently solvent with positive net assets and net current assets, but the reduction in net assets and the presence of long-term creditors raise some caution. Being a micro-entity with limited financial disclosures constrains a full risk assessment.

2. Key Concerns:

• Declining net assets from £70,932 (2024) to £49,935 (2025) indicates a reduction in equity which could signal operational or financial pressures.
• Introduction of long-term liabilities (£26,358 in 2025) that were not previously present may affect solvency if not managed properly.
• Limited scale and employee base (2 employees) imply dependency on small operational capacity and potential vulnerability to market or operational disruptions.

3. Positive Indicators:

• Consistently positive net current assets and net assets suggest the company can meet short-term and long-term obligations as of the latest filing.
• Timely filing of accounts and confirmation statements indicates good regulatory compliance and governance practices.
• Stable directorship with no indication of director disqualifications supports operational continuity.

4. Due Diligence Notes:

• Investigate the nature and terms of the long-term liabilities introduced in the latest year to assess repayment risk and covenant terms.
• Review profit and loss trends and cash flow statements (not provided) to better understand operational profitability and liquidity dynamics.
• Confirm whether the decrease in current assets (notably cash or receivables) from 2024 to 2025 is due to operational changes or asset reclassification.
• Assess the impact of the resignation of one director in March 2023 on company strategy and governance.