BRAMLEY LAUNDERETTE LTD

Executive Summary

BRAMLEY LAUNDERETTE LTD, a recently incorporated micro-entity in the textile cleaning industry, shows improving financial position with growing net assets and positive working capital. The company maintains timely regulatory compliance but operates at a small scale with notable provisions and liabilities relative to its asset base. Further due diligence on liabilities, cash flows, and operational resilience is recommended to fully assess its risk profile.

BRAMLEY LAUNDERETTE LTD - Analysis Report

Company Number: 14329420

Analysis Date: 2025-07-29 20:22 UTC

1. Risk Rating: LOW to MEDIUM
   The company shows improving net assets and working capital, indicating an improving financial position. However, the business is very young (incorporated 2022) with limited financial history and modest asset base, which suggests some early-stage risk typical in micro-entities.

2. Key Concerns:

• Moderate liabilities: The company has provisions and long-term creditors totaling nearly £5,000 (£2,202 + £2,761), which is substantial relative to its asset size and equity.
• Limited scale and diversification: With only 2 employees and micro-entity status, the company is vulnerable to operational disruptions and lacks scale economies.
• Limited financial transparency: As a micro-entity, the company benefits from simplified reporting and exemption from audit, which limits visibility into detailed financial and operational risks.

3. Positive Indicators:

• Improving net assets: Shareholders’ funds increased from £2,525 in 2023 to £12,079 in 2024, indicating retained earnings or additional capital injection.
• Positive working capital: Net current assets improved from £1,931 to £2,510, suggesting better short-term liquidity.
• Compliance and filings: Accounts and confirmation statement are filed on time, indicating good regulatory compliance.

4. Due Diligence Notes:

• Investigate the nature and timing of provisions and long-term liabilities to assess solvency risk.
• Review cash flow statements or bank statements (if available) to confirm liquidity beyond the snapshot balance sheet.
• Understand business model and customer base to assess operational sustainability given small scale.
• Clarify source of increase in net assets—profit retention versus capital contributions.
• Confirm director and management background and any related party transactions.