CHARMZZ TECHS LIMITED

Executive Summary

CHARMZZ TECHS LIMITED is currently a dormant, newly incorporated company with minimal financial activity and only initial share capital. While its financial health is neutral due to inactivity, the company holds potential for growth in IT consultancy and software development. To improve financial wellness, it should commence trading operations, maintain strong financial controls, and plan carefully for sustainable cash flow and compliance.

CHARMZZ TECHS LIMITED - Analysis Report

Company Number: 14722551

Analysis Date: 2025-07-29 13:32 UTC

Financial Health Assessment for CHARMZZ TECHS LIMITED

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1. Financial Health Score: Grade D

Explanation: The company is newly incorporated and currently dormant, with minimal financial activity and very limited assets (£101 cash, £101 net assets). This score reflects the "early-stage" nature of the business with no operational revenue or expenses reported yet, indicating a baseline but fragile financial condition. The absence of trading activity means the company’s financial vitality cannot be fully assessed beyond its dormant status.

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2. Key Vital Signs

Metric	Value	Interpretation
Company Status	Active, Dormant	Company is legally active but has not traded or conducted business activities during the year.
Cash at Bank	£101	Extremely low cash balance, typical for a dormant company, insufficient to cover any significant expenses.
Net Assets	£101	Represents the initial share capital; no retained earnings or operational assets exist yet.
Shareholders’ Funds	£101	Equal to net assets, indicating no liabilities or debt recorded.
Account Category	Dormant	Accounts filed under dormant company exemption, no trading or business activities recorded for the year.
Director	1 (Jaiwin Sam Francis)	Single director, who also holds majority control (75-100% shares and voting rights).
SIC Codes	62020, 62012	IT consultancy and software development - potential for future growth if business activates.
Filing Status	Up to date	No overdue filings, indicating compliance with statutory requirements despite inactivity.

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3. Diagnosis: Current Financial Condition

The financial "vital signs" show CHARMZZ TECHS LIMITED is currently in a "hibernation" phase typical of a dormant company. The company has not engaged in trading activities since incorporation in March 2023 and has only the initial share capital (£101) as its asset base. There are no liabilities or debts, which is positive, but also no operational income, expenses, or investments recorded. This means the company has no active cash flow, no revenue streams, and no operational expenses to analyze.

Symptoms of Distress or Concern: None at present, as the company is dormant and compliant with filing obligations. However, the absence of trading means the business has yet to be tested in commercial conditions.

Potential Growth Indicators: The company is classified under IT consultancy and software development, sectors with high growth potential. The director's professional background as a Robotic and Automation Engineer is aligned with the stated business activities, which is promising for future operational health once the company starts trading.

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4. Recommendations: Path to Financial Wellness

• Activate Trading Operations: To move beyond dormancy, the company should initiate its planned IT consultancy or software development services. Early trading will generate vital cash flow and financial data needed to measure health.

• Maintain Robust Financial Records: Once active, establish accounting systems to track revenues, costs, and cash flows carefully. Healthy cash flow is critical to avoid the symptoms of financial distress such as liquidity crunch.

• Monitor Cash Management: Given the low starting cash, ensure adequate capitalization or funding to cover initial operating costs and working capital requirements.

• Prepare for Growth: Develop a business plan outlining target markets, revenue forecasts, and cost structures. This will help anticipate future capital needs and manage financial risks.

• Compliance Vigilance: Continue timely filing of accounts and confirmation statements to avoid penalties and protect company status.

• Consider External Advice: When trading begins, consulting a financial advisor or accountant to review financial performance, tax obligations, and potential funding options can strengthen financial resilience.

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