DANIEL & JOSEPH GROUP LIMITED

Executive Summary

Daniel & Joseph Group Limited currently exhibits a stable financial position typical of a small, early-stage micro-entity with positive working capital and no immediate distress signals. However, the absence of recent financial data limits the ability to assess current performance, suggesting a need for updated accounts and proactive cash flow and growth management. With timely financial reporting and strategic planning, the company has the foundation to strengthen its financial health and support future growth.

DANIEL & JOSEPH GROUP LIMITED - Analysis Report

Company Number: 12532852

Analysis Date: 2025-07-19 11:55 UTC

Financial Health Assessment for DANIEL & JOSEPH GROUP LIMITED

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1. Financial Health Score: C

Explanation:
Given the limited financial data available (only one year's figures for FY ending 31 March 2021), the company shows a positive net asset position and working capital, which are signs of basic financial stability. However, the financial footprint is very small (micro-entity scale), with minimal share capital and limited operational scale. The lack of recent financial statements beyond 2021 makes it difficult to fully assess current financial health or trends. Thus, a cautious "C" grade reflects a company in early stages with stable but modest financial resources and limited data for a more confident evaluation.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	8,722	Cash, receivables, or short-term assets sufficient to cover short-term obligations.
Current Liabilities	2,093	Obligations due within one year, relatively low compared to current assets.
Net Current Assets	6,629	Positive working capital indicates ability to meet short-term debts — a healthy "cash flow pulse".
Net Assets (Shareholders' Funds)	6,629	Positive equity means the company has more assets than liabilities — a "strong heartbeat".
Share Capital	1	Nominal capital indicating minimal invested equity; typical for micro-entities at formation.
Number of Employees	1	Very small operational scale; likely owner-managed or consultancy-based.
Company Status	Active	No signs of distress or insolvency proceedings.
Filing Status	Up-to-date	Accounts and confirmation statements filed on time, reflecting good compliance health.

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3. Diagnosis

The company's financial "vital signs" show a stable but modestly sized business typical of a micro-entity in its early years. The positive net current assets and net assets indicate no immediate liquidity or solvency distress—akin to a patient with stable vital signs and no symptoms of acute illness.

However, the financial data is dated (last available accounts for FY2021), and there is no recent published profit and loss information. This lack of updated data is like missing a recent health check-up; it limits the ability to detect emerging symptoms such as cash flow stress or profitability issues.

The share capital is nominal (£1), which is common for start-ups or micro-entities but means the company relies heavily on operational cash flow or external funds to grow.

Directors are actively appointed and there are no negative flags like overdue filings or legal distress. The company’s recent name change (April 2024) could indicate rebranding or strategic repositioning, which can be healthy if managed well.

Overall, the company exhibits baseline financial health without signs of distress, but the small scale and outdated accounts suggest caution and the need for ongoing monitoring.

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4. Recommendations

• Update Financial Reporting: Ensure the latest financial statements are filed promptly to provide a current snapshot of financial health. This is like scheduling regular health check-ups to monitor progress and catch issues early.

• Enhance Capital Base: Consider increasing share capital or securing additional funding to support growth and buffer against unexpected expenses, strengthening the company’s "immune system."

• Monitor Cash Flow: Maintain careful oversight of working capital to sustain the healthy cash flow necessary for operations and growth. Implement cash flow forecasting as a preventive measure.

• Strategic Growth Planning: Given the advertising agency SIC code, invest in marketing and client acquisition strategies to expand revenue streams, improving long-term financial vitality.

• Governance and Compliance: Continue timely filings and compliance to avoid penalties and maintain credibility with stakeholders.

• Seek Professional Financial Advice: As the company grows, consulting with financial advisors can help optimize tax planning, funding structures, and risk management.

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