HUMANE PEST CONTROL HERTS LIMITED

Executive Summary

Humane Pest Control Herts Limited demonstrates improving financial health with solid liquidity and growing equity despite its recent formation. The company’s strong cash position and reduced liabilities support its ability to meet credit obligations. Continued monitoring of profitability, debtor management, and working capital will be essential to maintain creditworthiness.

HUMANE PEST CONTROL HERTS LIMITED - Analysis Report

Company Number: 14121364

Analysis Date: 2025-07-29 20:00 UTC

1. Credit Opinion: APPROVE
   Humane Pest Control Herts Limited is a recently established active private limited company with no adverse status or director concerns. The latest financials show a positive trajectory in net current assets and shareholders’ funds, indicating improving financial stability. The company maintains a healthy cash balance relative to current liabilities, supporting its ability to meet short-term obligations. Although the company is small and unaudited, the director’s sole control and consistent filing history suggest sound management oversight. Given these factors, the company appears capable of servicing credit facilities with standard monitoring.

2. Financial Strength:
   The balance sheet reflects modest but improving financial strength. Shareholders’ funds increased from £6,790 in 2023 to £33,603 in 2024, driven by retained earnings growth and asset acquisitions. Fixed assets rose to £13,450, indicating investment in business capacity. Current assets increased to £41,802, mainly cash (£29,853) and debtors (£11,949). Current liabilities decreased from £30,830 to £21,649, improving net current assets to £20,153. The company remains small scale but is building equity and reducing short-term debt exposure.

3. Cash Flow Assessment:
   Liquidity is strong, with cash representing over 69% of current assets and exceeding current liabilities by approximately £8,200. Debtors represent about 29% of current assets, a reasonable level suggesting effective receivables management. The positive net current assets position supports comfortable working capital coverage. The company’s cash position and manageable liabilities indicate sufficient short-term liquidity to meet operational and credit obligations without strain.

4. Monitoring Points:

• Track continued profitability and cash generation to sustain equity growth.
• Monitor debtor aging to ensure timely collections and avoid liquidity stress.
• Watch short-term liabilities for any material increase that might strain working capital.
• Keep oversight on capital expenditures to ensure asset investments are aligned with business cash flows.
• Verify ongoing compliance with filing deadlines and absence of director conduct issues.