KINGDOM DESIGN & BUILD LTD

Executive Summary

KINGDOM DESIGN & BUILD LTD shows a healthy financial baseline typical of a well-capitalized micro startup with strong liquidity and positive net assets. While operational scale is currently limited, the company is compliant and well-positioned to grow sustainably if revenue and team expansion proceed thoughtfully. Early-stage financial stability is encouraging but ongoing vigilance and strategic development are essential for long-term wellness.

KINGDOM DESIGN & BUILD LTD - Analysis Report

Company Number: 15077045

Analysis Date: 2025-07-20 14:51 UTC

Financial Health Assessment for KINGDOM DESIGN & BUILD LTD

---

1. Financial Health Score: B

Explanation:
KINGDOM DESIGN & BUILD LTD exhibits solid financial footing for a newly incorporated micro-entity with a healthy net asset position and positive working capital. The company is in its first full financial year, showing good initial capitalisation and liquidity. However, as a startup with limited operational history and only one employee (the director), it carries inherent early-stage risks. Thus, a "B" grade reflects a generally healthy financial status with some caution warranted due to the company's nascent stage.

---

2. Key Vital Signs

Metric	Amount (£)	Interpretation
Fixed Assets	17,625	Modest investment in long-term assets, typical for startup.
Current Assets	133,450	Strong short-term assets, mostly likely cash or receivables.
Current Liabilities	56,117	Short-term debts and payables are moderate but manageable.
Net Current Assets	77,333	Positive working capital indicates good short-term liquidity.
Total Net Assets	94,958	Represents shareholders' equity; solid capital base for size.
Employees	1	Sole employee (director), typical for micro businesses.

Interpretation:

• Healthy cash flow potential: The company’s net current assets (working capital) of £77,333 suggest it has sufficient liquid resources to cover short-term obligations without distress.
• Stable capital structure: Shareholders’ funds equal net assets, showing no external debt beyond current liabilities, which reduces financial risk.
• Early-stage growth indicator: Fixed assets show initial investment in equipment or property, supporting operational capacity.

---

3. Diagnosis

KINGDOM DESIGN & BUILD LTD is at an early but stable phase of its financial life cycle. The "symptoms" reflect a company that has been adequately capitalized by its sole owner (who also directs operations). The positive working capital and net assets suggest no immediate liquidity problems or solvency concerns.

However, as a micro-entity incorporated in 2023, the company is still in its infancy. Its financial "immune system" has yet to be tested through multiple trading cycles or economic fluctuations. The single-employee structure points to limited operational bandwidth, which may restrict growth potential and risk resilience.

No red flags such as overdue filings, negative net assets, or director disqualifications are present, indicating regulatory compliance and sound governance at this stage.

---

4. Recommendations

• Build Revenue Streams and Profitability: Focus on establishing steady income from building project development to create a track record of profitability and cash flow generation.
• Maintain Healthy Liquidity: Continue monitoring working capital ratios to ensure the company can meet short-term obligations comfortably, avoiding cash flow strain.
• Consider Gradual Team Expansion: As operations grow, plan to onboard additional skilled staff to share workload and increase capacity without compromising quality.
• Plan for Asset Management: Review fixed asset utilization regularly to optimize investments and avoid unnecessary capital tie-up.
• Stay Compliant and Timely: Continue submitting accounts and confirmation statements on time to avoid penalties and ensure good standing.
• Risk Management: Develop contingency plans for potential cash flow disruptions or project delays, given the early stage and single-person dependency.

---