LD HEALTH COACHING LTD

Executive Summary

LD Health Coaching Ltd, a recently incorporated micro-entity, demonstrates a sound short-term financial position with positive net current assets and timely compliance with statutory requirements. However, the significant director loan and absence of operational data introduce some uncertainty regarding liquidity and sustainability. Further due diligence on the company’s business model and funding strategy is recommended to fully assess investment risk.

LD HEALTH COACHING LTD - Analysis Report

Company Number: 15256411

Analysis Date: 2025-07-29 20:02 UTC

1. Risk Rating: LOW
   The company is newly incorporated with a micro-entity classification, showing positive net current assets and no overdue filings. The financial position as at the year-end indicates adequate solvency and no immediate liquidity issues.

2. Key Concerns:

• Director Loan Balance: The company shows a significant director loan outstanding (£44,206), which could indicate reliance on director funding rather than external financing. This warrants monitoring for repayment capacity.
• No Employees or Revenue Data: The company reports zero employees and limited financial disclosures typical of a micro-entity; the absence of operational data limits insight into business sustainability.
• Early Stage Company Risks: Incorporated in late 2023, the company has limited operational history, making future performance uncertain and dependent on initial growth and market acceptance.

3. Positive Indicators:

• Positive Net Current Assets: The company has net current assets of £20,246, indicating it can meet short-term liabilities.
• Compliance and Filing Status: All statutory filings, including accounts and confirmation statements, are up to date with no overdue reports or penalties.
• Full Ownership and Control: The sole director and 100% shareholder, Laura Dennison, provides clear governance and decision-making accountability.

4. Due Diligence Notes:

• Review Director Loan Terms: Investigate the nature, terms, and repayment plan for the director’s loan balance to assess potential risk to company liquidity.
• Business Model and Revenue Streams: Obtain detailed information on the company’s business activities, client base, and revenue projections to evaluate operational viability.
• Future Funding Plans: Understand how the company plans to fund operations and growth beyond director advances, including any external financing or investment.