MAPLETONE LIMITED

Executive Summary

Mapletone Limited is a newly established small private company exhibiting signs of early-stage financial fragility, notably a liquidity shortfall and dependence on director funding. While regulatory compliance is maintained, the absence of trading history and profit data limits assessment of operational viability. Prospective investors should prioritize detailed due diligence on cash flow and business fundamentals before commitment.

MAPLETONE LIMITED - Analysis Report

Company Number: 14673238

Analysis Date: 2025-07-29 18:00 UTC

1. Risk Rating: HIGH
   Given the very limited operating history (incorporated in 2023), small scale of operations, and negative net current assets, the company presents a high risk profile at this stage. The company's net current liabilities and reliance on director loans raise concerns about short-term liquidity and solvency.

2. Key Concerns:

• Liquidity Deficit: The company shows net current liabilities of £122, indicating that current liabilities (£3,990) exceed current assets (£3,868). This suggests potential cash flow constraints in meeting short-term obligations.
• Reliance on Director Loan: The entire debtor balance (£3,868) is a loan from the director, unsecured and interest-free, which is repayable on demand. This reliance on director funding reveals a lack of external financing and operational cash inflows.
• Minimal Operating History and Scale: Incorporated less than two years ago, with no employees and negligible fixed assets (£382), the company’s operational sustainability is unproven. The lack of turnover data and absence of a profit and loss account filing limit the ability to assess business viability and growth trajectory.

3. Positive Indicators:

• Compliance with Filing Requirements: The company is up to date with its statutory filings, including accounts and confirmation statements, indicating good governance and regulatory compliance to date.
• Clear Ownership and Control: The controlling shareholder and director is identified, simplifying accountability and decision-making processes.
• Exemption from Audit: As a small entity, the company benefits from reduced audit requirements, lowering administrative costs.

4. Due Diligence Notes:

• Investigate the nature and terms of the director loan and assess the willingness and capacity of the director to continue funding if needed.
• Obtain turnover and profit & loss information to evaluate trading performance, as these were not filed with the accounts.
• Review cash flow forecasts and business plans to understand operational sustainability and future liquidity management.
• Confirm no undisclosed contingent liabilities or related party transactions exist beyond the director loan.
• Assess the company's client base, contracts, or pipeline given its SIC code (management consultancy) to gauge revenue potential.