MUNICH RE SPECIALTY INSURANCE (UK) LIMITED

LETCHWORTH GARDEN CITY HERITAGE FOUNDATION

RENT DEPOSIT AGREEMENT

NATIONAL WESTMINSTER BANK PLC

MORTGAGE DEBENTURE

National Westminster Bank PLC

A specific equitable charge over all freehold and leasehold properties and/or the proceeds of sale thereof fixed and floating charges over undertaking and all property and assets present and future including goodwill bookdebts and the benefits of any licences.