OLD BUCKS HOLDINGS LIMITED

Executive Summary

OLD BUCKS HOLDINGS LIMITED exhibits strong financial health typical of a holding company, with robust net assets and minimal liabilities reflecting a healthy liquidity position. No symptoms of financial distress are evident, though ongoing monitoring of inter-company balances is recommended to ensure continued stability. The company is well-positioned to maintain its solvent and stable status moving forward.

OLD BUCKS HOLDINGS LIMITED - Analysis Report

Company Number: 13917634

Analysis Date: 2025-07-29 20:33 UTC

Financial Health Assessment for OLD BUCKS HOLDINGS LIMITED

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1. Financial Health Score: A-

Explanation:
OLD BUCKS HOLDINGS LIMITED demonstrates a strong financial position with robust net assets, very low liabilities, and consistent growth in shareholder funds since incorporation. The company's balance sheet shows a "healthy cash flow" equivalent in terms of liquidity and minimal short-term debt burden. However, the absence of operating activity and reliance on inter-company balances suggest a cautious outlook, hence the slight deduction from a perfect score.

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2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Fixed Assets	528	Minimal long-term assets; typical for holding company
Current Assets (Debtors)	500,256	Strong liquidity; primarily owed by group companies
Current Liabilities	1,578	Very low short-term obligations
Net Current Assets	498,678	Excellent working capital; "healthy cash flow" sign
Net Assets (Equity)	499,206	Solid equity base reflecting accumulated reserves
Share Capital	90	Nominal capital typical of small private companies
Profit & Loss Reserves	499,116	Accumulated retained earnings indicating profitability

Interpretation:

• The company is essentially a holding entity with minimal operational assets and liabilities.
• The large debtors balance represents amounts owed by group undertakings, indicating internal financing or asset holding rather than external trading.
• The negligible current liabilities suggest no immediate financial distress or liquidity pressure.
• The growth in net assets from £399,090 in 2023 to £499,206 in 2024 signals positive "symptoms" of financial health, such as retained earnings or asset appreciation.

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3. Diagnosis

OLD BUCKS HOLDINGS LIMITED is in a stable and solvent condition typical for a holding company structure. The financial statements show:

• No operational employees or trading activity, consistent with its SIC code (64209 - Activities of other holding companies not elsewhere classified).
• Strong liquidity and negligible liabilities, indicating no "symptoms of distress" such as overdue debts or working capital shortages.
• The increase in inter-company debtor balances suggests ongoing intra-group financial activity, possibly loans or receivables from subsidiaries.
• No audit requirement under the small companies regime reflects the company's micro/small size and low complexity.

Overall, the financial "vital signs" are excellent for a holding company, with no indications of cash flow problems, insolvency risk, or financial stress.

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4. Recommendations

• Monitor Inter-Company Balances: While large debtor balances from group undertakings are normal here, ensure these amounts are collectible and not impairing liquidity. Regular review of intra-group loans or receivables is advisable.
• Maintain Low Overheads: Continue with minimal liabilities and administrative costs to preserve financial stability.
• Strategic Use of Equity: Consider whether retained earnings can be effectively deployed (e.g., investment in subsidiaries) to generate returns rather than sitting idle.
• Timely Compliance: Continue to meet filing deadlines to avoid penalties and maintain regulatory good standing.
• Future Reporting: As the company grows, consider preparing more detailed reports if complexity increases, including potential audit requirements.

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