P.I PROPERTY SOLUTIONS LIMITED

Executive Summary

P.I Property Solutions Limited is experiencing severe financial distress characterized by negative net assets and persistent liquidity shortfalls. The company's current financial profile indicates a high risk of default, making credit extension unsuitable at this time. Close monitoring of cash flows and management actions is critical for any future reconsideration.

P.I PROPERTY SOLUTIONS LIMITED - Analysis Report

Company Number: 13246504

Analysis Date: 2025-07-29 14:14 UTC

1. Credit Opinion: DECLINE
   P.I Property Solutions Limited demonstrates a persistently weak financial position with significant net liabilities and negative shareholders’ funds over multiple financial years. The company’s inability to generate positive working capital and net assets indicates poor financial health. The low asset base combined with high current liabilities suggests the company is unlikely to meet debt obligations without external support. Given these factors and limited scale (micro-entity), the company poses a high credit risk.

2. Financial Strength:
   The balance sheet reveals persistent net current liabilities exceeding £38k as of the latest year-end, with net assets deeply negative (£-38,137). Fixed assets are minimal (~£1,600) and have declined year on year. Share capital is nominal (£100), showing limited equity buffer. The company’s accumulated losses have eroded shareholder funds substantially. This weak capital base and lack of tangible asset coverage undermine financial resilience.

3. Cash Flow Assessment:
   Current assets have fallen sharply from £12,846 in 2024 to £1,348 in 2025, mainly due to reduced debtors and cash balances. Cash on hand is minimal, and current liabilities remain substantial (~£40,000). Negative net current assets indicate ongoing liquidity constraints and a risk of default on short-term obligations. No evidence of improved working capital management or cash flow generation is present in the available data.

4. Monitoring Points:

• Monitor timely filing of accounts and confirmation statements to assess ongoing compliance and governance.
• Watch cash flow trends closely for any improvement or further deterioration.
• Observe any changes in current liabilities and the company’s ability to reduce short-term debt.
• Track any additional share capital injections or external financing that may support liquidity.
• Consider director and management actions to address financial weakness, including business strategy or restructuring efforts.