POSITIVE MENTAL HEALTH UK & INTERNATIONAL LTD

Executive Summary

Positive Mental Health UK & International Ltd is a dormant company with minimal financial history and negligible assets, rendering it unable to support credit facilities at this time. Approval is declined due to lack of operational activity and financial substance. Future monitoring should focus on evidence of trading and improved financial position before reconsidering credit exposure.

POSITIVE MENTAL HEALTH UK & INTERNATIONAL LTD - Analysis Report

Company Number: 14615535

Analysis Date: 2025-07-29 18:50 UTC

1. Credit Opinion: DECLINE
   Positive Mental Health UK & International Ltd is a newly incorporated private limited company (since January 2023) classified as dormant with minimal financial activity and negligible assets (£100 cash, £100 net assets). There is no operational trading history or income reported, which precludes any assessment of repayment capacity. The company holds no material working capital or fixed assets, and no profit and loss account has been filed. Given the absence of financial activity or evidence of business operations, the company currently lacks the financial substance to support credit facilities.

2. Financial Strength:
   The balance sheet shows an extremely limited financial base with only £100 in cash and shareholders’ funds of £100. The company has no liabilities, fixed assets, or current assets beyond cash. This minimal equity base and asset position indicate minimal financial strength. As a dormant company, the accounts are prepared under the small companies regime without audit, which further limits transparency.

3. Cash Flow Assessment:
   With cash of only £100 and no reported trading activity, the company’s liquidity position is effectively negligible. There is no working capital or cash flow from operations. This raises significant concerns about the company’s ability to meet any financial obligations or service debt.

4. Monitoring Points:

• Monitor for filing of full accounts showing trading activity and revenue generation.
• Review cash flow statements and profit and loss accounts when available to assess operational viability.
• Watch for changes in share capital or significant asset acquisitions that would strengthen the balance sheet.
• Track any additional directors or changes in control that might impact governance and financial stewardship.