ROYLE PROPERTY DEVELOPMENTS LTD

Executive Summary

Royle Property Developments Ltd is a dormant start-up with no trading history and minimal financial resources. Given the lack of operating data or cash flow, it currently lacks the capacity to service credit facilities or financial commitments. Credit approval is not recommended until the company establishes a trading record and demonstrates financial viability.

ROYLE PROPERTY DEVELOPMENTS LTD - Analysis Report

Company Number: 15514146

Analysis Date: 2025-07-29 21:10 UTC

1. Credit Opinion: DECLINE
   Royle Property Developments Ltd is a newly incorporated private limited company (Feb 2024) classified as dormant with no trading activity or financial history beyond minimal share capital (£100). The absence of operating results, revenues, or cash flows means there is no evidence of the company’s ability to generate income or service debt. Additionally, the company’s financials show nominal net assets and shareholder funds, indicating no substantive financial strength or buffer to absorb losses or support working capital requirements. The directors have not yet demonstrated operational or financial management capability through published accounts or trading performance.

2. Financial Strength:
   The balance sheet is minimal, showing only £100 in share capital and net assets, reflecting a non-trading dormant status. There are no reported current assets or liabilities, fixed assets, or retained earnings. This extremely limited financial base means the company has no tangible financial resources or reserves to fund operations, invest, or meet financial obligations.

3. Cash Flow Assessment:
   As a dormant entity, there is no cash flow from operations or investing activities. The company’s liquidity position is effectively nonexistent since it holds no cash or working capital. Without revenues or financial activity, it cannot demonstrate the ability to meet short-term liabilities or finance ongoing expenses.

4. Monitoring Points:

• Monitor for the first set of full trading accounts and profit & loss statements to assess operational performance and cash generation.
• Track any changes in net assets and working capital to evaluate financial health improvements.
• Review directors’ reports for strategic plans and risk management approaches once trading commences.
• Watch for any director changes or PSC updates that may impact governance or control.