STEVEN LYALL BUSINESS DEVELOPMENT LTD

Executive Summary

Steven Lyall Business Development Ltd is a newly formed private limited company with a healthy short-term liquidity position and no compliance issues. However, its limited operational history and minimal asset base warrant cautious monitoring. Further due diligence on revenue stability and operational plans is recommended to confirm sustainability.

STEVEN LYALL BUSINESS DEVELOPMENT LTD - Analysis Report

Company Number: SC796732

Analysis Date: 2025-07-29 19:51 UTC

1. Risk Rating: LOW
   The company is newly incorporated with a clean status and no overdue filings. Its financials show a positive net asset position and net current assets exceeding current liabilities, indicating an ability to meet short-term obligations.

2. Key Concerns:

• Very limited operational history: Incorporated in January 2024, the company has only one year of financial data, limiting trend analysis and long-term performance insight.
• Minimal fixed assets and equity: The company holds negligible fixed assets (£99) and very low called-up share capital (£1), which may limit operational resilience.
• Single director and single employee: Concentration of control and limited human resource capacity may pose operational risks and governance challenges.

3. Positive Indicators:

• Positive net current assets (£5,708): Current assets exceed current liabilities, suggesting short-term liquidity is adequate.
• No overdue statutory filings: Both accounts and confirmation statements are up to date, reflecting good compliance and regulatory standing.
• Majority control held by a single individual with clear accountability: The sole director and 75-100% shareholder is identified and active, providing clear leadership and accountability.

4. Due Diligence Notes:

• Verify the nature and stability of the company’s revenue streams, given the limited disclosure on turnover and profitability.
• Confirm cash flow patterns beyond the balance sheet snapshot to assess ongoing liquidity and working capital management.
• Review any contracts, client base, or pipeline to gauge business sustainability and growth prospects.
• Assess the director’s background and capacity to manage the company effectively, given the single-person governance structure.