STEVENS PROPERTY TRAINING LTD

Executive Summary

STEVENS PROPERTY TRAINING LTD is currently in a dormant state with minimal financial activity and a clean compliance record, indicating a stable but pre-operational phase. The company shows no immediate financial distress but lacks operational data to assess profitability or growth potential. Moving forward, establishing strong financial controls and building liquidity will be critical as the business transitions into active trading.

STEVENS PROPERTY TRAINING LTD - Analysis Report

Company Number: 14836487

Analysis Date: 2025-07-29 15:05 UTC

Financial Health Assessment for STEVENS PROPERTY TRAINING LTD

---

1. Financial Health Score: D

Explanation:
The company is newly incorporated and currently dormant, with minimal financial activity and negligible assets (£100 cash and net assets). While there are no signs of distress, the financial profile is very thin, limiting the ability to assess operational health or profitability. Dormant status means no trading activity yet, which places the company in an early, "pre-operational" stage rather than a financially active one.

---

2. Key Vital Signs

Metric	Value	Interpretation
Status	Active	Company is legally active and compliant
Account Category	Dormant	No significant financial transactions
Cash at Bank	£100	Very low liquidity; minimal cash reserves
Net Assets	£100	Equity equals initial share capital
Shareholders’ Funds	£100	Fully funded by initial shares
Filing Status	Up to date	No overdue accounts or confirmation statements
Directors	2	Both have 25-50% control, indicating balanced ownership

Interpretation:
The financial vital signs reveal a "healthy baseline" but no operational activity. The cash balance and net assets match the nominal share capital, typical of a company that has been formed but not yet trading. Filing and statutory compliance are current, which is a positive sign of good governance.

---

3. Diagnosis

"Dormant but Viable"
The company is at the nascent stage of its lifecycle, with no trading or business activity recorded during its first financial year. This is akin to a patient in good physical condition but not yet engaged in strenuous activity. The absence of liabilities or losses is reassuring, but the financial data offers no insight into business performance, revenue generation, or operational risks.

The presence of two directors holding equal shares and voting rights suggests a stable governance structure without dominant control risks. Since the company is dormant, there are no symptoms of financial distress such as negative cash flow, accumulated losses, or excessive liabilities.

---

4. Recommendations

• Commence Trading with Clear Financial Controls: As the company moves from dormancy to active trading, establish robust accounting and cash flow management systems to monitor "vital signs" like revenue, expenses, and working capital closely.
• Build Cash Reserves: Plan to increase cash reserves to cover operational expenses and unexpected costs, ensuring "healthy liquidity" to avoid cash flow crises.
• Regular Financial Reviews: Implement quarterly financial reviews once trading begins to promptly identify any "symptoms of distress" such as declining margins or increasing debts.
• Strategic Planning: Develop a clear business plan with realistic financial projections to track progress and secure funding if needed.
• Maintain Compliance: Continue timely filing of accounts and confirmation statements to avoid regulatory penalties, which are analogous to preventive health check-ups.

---