TARYN JACOBS LTD

Executive Summary

TARYN JACOBS LTD is a very newly incorporated micro-entity with minimal financial data and no tangible assets or trading history. Its current financial position and lack of cash flows present a high credit risk, making credit approval unsuitable at this stage. Continued monitoring of future accounts and operational progress will be critical before reconsidering credit facilities.

TARYN JACOBS LTD - Analysis Report

Company Number: 14737166

Analysis Date: 2025-07-29 13:57 UTC

1. Credit Opinion: DECLINE
   Given that TARYN JACOBS LTD was incorporated in March 2023 and has filed its first micro-entity accounts as of March 2024, the company shows an extremely limited financial footprint. The balance sheet reveals only £1 in net assets with no fixed assets or liabilities reported, indicating minimal operational scale and no material capital base. There is no evidence of revenue generation or profitability. This early-stage, low-capital position does not provide a credible basis to assess debt servicing ability or business resilience. Without trading history or cash flow data, the credit risk is high and the company cannot be recommended for credit facilities at this time.

2. Financial Strength:
   The financial statements disclose a micro-entity with net assets of £1, which is merely the called-up share capital. There are no fixed assets or reported current assets and liabilities beyond a nominal amount. This implies the company is essentially a shell or in a pre-trading phase. Absence of tangible assets and reserves means there is no financial buffer. The micro-entity exemption was used, so detailed profit and loss or cash flow data is unavailable, further limiting financial insight.

3. Cash Flow Assessment:
   No cash flow statements or working capital figures are presented, and with net current assets effectively at zero, liquidity appears non-existent. The company employs only one person (presumably the director), indicating very low overheads but also minimal operational scale. Lack of turnover or debtor information suggests no ongoing trading inflows. This severely restricts the company’s ability to meet short-term obligations or service debt.

4. Monitoring Points:

• Monitor future filings for evidence of revenue generation and profitability.
• Track working capital trends and cash flow statements as they become available.
• Review director’s reports and notes for strategic plans on business development and financial management.
• Watch for any changes in ownership or director appointments which may impact governance.
• Assess any future capital injections or asset acquisitions that would strengthen the balance sheet.