THE UNI CLOUD LTD

Executive Summary

THE UNI CLOUD LTD is financially stable with a healthy liquidity position and improving equity, demonstrating positive growth trends typical for a micro-entity in the educational and IT services sector. While manageable long-term liabilities remain, the company’s financial health shows resilience and potential for cautious expansion. Continued focus on debt reduction and cash flow management will support sustained financial wellness.

THE UNI CLOUD LTD - Analysis Report

Company Number: 13106151

Analysis Date: 2025-07-20 13:58 UTC

Financial Health Assessment for THE UNI CLOUD LTD

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1. Financial Health Score: B

Explanation:
THE UNI CLOUD LTD demonstrates a stable and improving financial position with positive net assets and working capital over the last three years. The company shows healthy liquidity and steady growth in shareholder funds, but the overall scale is small, and some liabilities remain significant relative to assets, warranting a cautious but optimistic rating.

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2. Key Vital Signs

Metric	2023 Value (£)	Interpretation
Current Assets	12,893	Adequate short-term resources to meet obligations.
Current Liabilities	4,732 (within 1 year)	Manageable short-term debts; current ratio approx. 2.7 (healthy).
Net Current Assets (Working Capital)	8,161	Positive working capital indicates ability to cover short-term debts comfortably.
Total Liabilities (Incl. >1 year)	4,995 (after 1 year)	Long-term liabilities exist but have decreased since 2022, indicating improved debt management.
Net Assets (Equity)	3,166	Equity has grown significantly from prior years, indicating retained earnings or capital injections.
Share Capital	100	Minimal share capital, typical for micro-entities.
Number of Employees	1	Small operational scale.

Interpretation:

• The company has a healthy cash flow position with net current assets more than adequate to cover short-term liabilities.
• A reduction in creditors falling due after more than one year (from £8,458 in 2022 to £4,995 in 2023) signals symptoms of improving long-term financial health.
• Growth in net assets from £513 to £3,166 shows the business is building equity, a positive sign for sustainability.
• Operating as a micro-entity with a single employee limits operational scale but also reduces complexity and overhead.

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3. Diagnosis

Underlying Business Health:

THE UNI CLOUD LTD exhibits the financial "vital signs" of a micro-sized company that is financially stable and gradually strengthening its balance sheet. The company’s net current assets show it can comfortably meet short-term obligations, alleviating any immediate liquidity distress symptoms. The considerable improvement in net assets indicates the business is generating or retaining value, likely through profitability or controlled expenses, despite its small size.

However, the company still carries long-term liabilities that, while reduced, require ongoing management to avoid future strain. The small share capital and minimal staffing suggest the business is in an early or developmental stage with limited operational footprint, reflected in the micro-entity filing status.

The industry classification (education support and IT services) indicates the company operates in knowledge-based sectors, which often have lower fixed asset bases but depend heavily on intellectual property and service delivery. The financials align with this profile, showing low fixed asset value but positive working capital.

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4. Recommendations

To improve financial wellness and strengthen resilience, the company should consider the following actions:

• Manage Long-Term Liabilities: Continue to reduce long-term creditors to decrease financial leverage and interest risk, improving solvency. Renegotiate terms if possible for better cash flow management.
• Build Cash Reserves: Maintain or increase liquid assets to buffer against unexpected expenses or revenue fluctuations, ensuring ongoing "healthy cash flow" status.
• Operational Scale and Efficiency: Evaluate opportunities to grow revenue streams within the educational and IT support sectors while maintaining cost discipline to enhance profitability.
• Monitor Working Capital: Although current liquidity is strong, keep a close eye on debtor collections and creditor payments to avoid cash flow bottlenecks.
• Strategic Financial Planning: Consider formal budgeting and forecasting to anticipate future capital needs, especially if growth or investment in technology is planned.
• Compliance and Reporting: Ensure timely filing of accounts and returns to avoid penalties and maintain good standing with regulatory authorities.

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