TURNER INVESTIGATIONS LTD

Executive Summary

Turner Investigations Ltd is currently dormant with minimal financial activity, showing a stable but unproven financial health status. With clean balance sheets and no liabilities, the company is well-positioned to start trading but must quickly activate operations and build working capital to ensure sustainable growth. Maintaining compliance and focusing on strategic development will be critical for improving its financial wellness.

TURNER INVESTIGATIONS LTD - Analysis Report

Company Number: SC786480

Analysis Date: 2025-07-29 16:38 UTC

Financial Health Assessment for TURNER INVESTIGATIONS LTD

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1. Financial Health Score: Grade B

Explanation:
TURNER INVESTIGATIONS LTD is a newly incorporated company (October 2023) currently classified as dormant, with minimal financial activity recorded. The company's financial "vital signs" show a clean and simple balance sheet with net assets of £100, reflecting the initial share capital. Given the company's dormant status and absence of trading history, the financial health is stable but unproven. The grade B reflects a sound but nascent financial state, with room for growth and development as operations commence.

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2. Key Vital Signs

Metric	Value	Interpretation
Company Status	Active	Company is legally registered and operational.
Account Category	Dormant	No significant financial transactions to date.
Net Assets	£100	Represents initial equity; minimal financial buffer.
Shareholder Funds	£100	Fully funded by initial share capital.
Filing Status	Up to date	Accounts and returns filed on time.
Ownership Control	75-100% owned by James Turner	Single controlling shareholder ensuring clear decision-making.
Industry Classification	Other service activities not elsewhere classified (SIC 96090)	Specialized research and investigative services.

Interpretation:
The dormant status means no operating revenue or expenses have been recorded, so there is no cash flow data or income statement to analyze. The company’s balance sheet shows only the initial capital, indicating no liabilities or assets beyond share capital. Up-to-date filings and active website presence suggest compliance and readiness to begin operations.

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3. Diagnosis

Financial Vital Signs:

• The company is in a quiescent or "resting" state financially, with no active business transactions ("symptom of dormancy").
• The balance sheet is very "clean" with no liabilities, reflecting no financial distress or operational risks currently.
• Shareholder funds are minimal but positive, indicating that the company is solvent on paper.

Underlying Business Health:

• The company is too new and dormant to demonstrate operational health or profitability.
• The single director and sole shareholder structure provide clear governance but may limit resources and diversification of skills.
• The company’s focus on specialized investigations offers potential for future revenue streams, but this is untested.

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4. Prognosis

• Short-term outlook: Stable with no financial distress given dormant status. Able to start operations without legacy financial burdens.
• Medium to long-term outlook: Dependent on ability to activate trading, generate cash flow, and manage growth. The current clean slate is an opportunity but also a risk if operations do not commence effectively.
• The company must build working capital, manage expenses, and develop client relationships to improve financial health beyond dormancy.

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5. Recommendations

• Activate Trading Operations: Begin commercial activity to move beyond dormant status, creating revenue streams and cash flow.
• Financial Planning: Develop a budget and financial forecast to monitor cash flow needs and profitability.
• Build Working Capital: Consider funding options to support initial trading expenses and growth, ensuring a buffer against early cash flow constraints.
• Governance and Compliance: Maintain timely filings and consider appointing additional directors or advisors to bring expertise and oversight.
• Market Development: Invest in marketing and client acquisition to leverage the investigative services niche.
• Financial Reporting: Transition from dormant accounts to full accounts once trading commences, enabling better financial transparency and decision-making.

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