W A INVESTMENT SERVICES LIMITED

Executive Summary

W A Investment Services Limited is a micro-entity with minimal financial activity and an unchanged net asset base of £100 over four years, indicating no operational scale or cash flow. Due to the absence of meaningful trading or financial strength, the company is not suitable for credit facilities at this time. Continuous monitoring is advised should the company’s financial profile evolve.

W A INVESTMENT SERVICES LIMITED - Analysis Report

Company Number: 13452012

Analysis Date: 2025-07-29 16:27 UTC

1. Credit Opinion: DECLINE
   W A Investment Services Limited shows extremely limited financial activity and scale, with net assets and current assets constant at £100 over the last four years. The absence of growth, revenues, or meaningful assets raises serious concerns about the company’s ability to generate cash flow or service any debt. The micro-entity status and minimal capital base indicate very low operational activity, suggesting it is unlikely to meet credit commitments reliably.

2. Financial Strength:
   The balance sheet is effectively static, showing net current assets and net assets of just £100, which matches the nominal share capital. There are no fixed assets, no tangible reserves, and no evidence of retained earnings or profitability. Such a minimal financial footprint offers no cushion against losses or economic volatility. The company’s financial position is fragile and lacks substance from a credit perspective.

3. Cash Flow Assessment:
   With current assets limited to £100 and no reported liabilities, the working capital position is neutral but immaterial. There is no evidence of cash generation or operating inflows/outflows in the accounts. This lack of operational cash flow means the company cannot demonstrate liquidity or the ability to cover short-term credit obligations. The single-employee structure further suggests negligible business activity.

4. Monitoring Points:

• Monitor for any significant changes in turnover, assets, or liabilities that indicate operational scale-up.
• Review updated accounts for evidence of trading activity or cash flow generation.
• Watch for director changes or related party transactions that might affect financial stability.
• Assess future filing of confirmation statements and accounts to ensure compliance and transparency.