MD INSURANCE SERVICES LIMITED
Company number 03642459 · Monitor this company
Executive summary
MD Insurance Services Limited occupies a defensible niche as a vertically integrated Managing General Agent in the UK latent defects insurance market, with its closed-loop model spanning underwriting, inspection, building control, and remediation creating genuine competitive differentiation. The Munich Re acquisition through HSB Engineering Insurance provides transformational capital and distribution advantages that, if properly integrated, position the Group for significant market share gains in a structurally undersupplied housing market. The primary execution risks centre on post-acquisition integration, key person retention, and managing claims volatility inherent to long-tail construction insurance products during a period of rapid growth.
Shareholders' funds
£9,995,816
Balance sheet as at 2021-12-31
What it does
The principal activity of the business remains that of an underwriting agency for a number of insurers operating in the UK and overseas from its head office on the Wirral. The Company specialises in latent defect warranties, selling directly to developers and through a broker network. The Company is regulated by the FCA.The trading subsidiaries' principal activities are the provision of surveying services and the provision of ancillary services for developers.
The company's own description, from its latest filed accounts.
Overview
- Company type
- Private Limited Company
- Incorporated
- 1998-10-01
- Employees
- 444 (2021 accounts · was 422 in 2020)
- Registered office
- 2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
- Postcode
- CH41 1AU
- Capital
- 94 GBP
- Accounts category
- Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-05-09
- Next due by
- 2027-05-23
Nature of business (SIC)
- 66220 Activities of insurance agents and brokers
Officers 8 current · 13 resigned
Group structure 7 subsidiaries
Controlled by HSB ENGINEERING INSURANCE LIMITED — since 2022-04-01
-
PREMIER GUARANTEE SURVEYORS LIMITED Dissolved
From persons-with-significant-control filings on the public register.
Modern slavery statement
Registered a modern slavery statement for 2026 (period to 2025-12-31) as part of the HSB ENGINEERING INSURANCE LIMITED group statement — 7 years on the registry.
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Data protection registration
Registered with the ICO as a data protection fee payer — Z7216657 (Tier 2), registered since 2002.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
36%
Women's median hourly pay below men's, 2022/23
Previous registered addresses 3
| Address | Changed on |
|---|---|
| HAYMARKET COURT, HINSON STREET, BIRKENHEAD, MERSEYSIDE, CH41 5BX | 2012-11-06 |
| 152 MILL LANE, WALLASEY, MERSEYSIDE L44 3BN | 2005-10-25 |
| 8-10 STAMFORD HILL, LONDON, N16 6XZ | 1998-12-22 |
Among its peers
Top 5%
by shareholders' funds, of 23 similar companies in CH
The largest employer among its local peers (444 staff).
2nd oldest of its local peers, trading since 1998.
Competitors Chester
-
3. HOMEPRO LTD.
This company ranks 1 among activities of insurance agents and brokers in Chester.
The class of 1998
43%
of the 55,901 companies incorporated in 1998 are still active today; 54% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 1 title
- Leasehold
- 1
- Most recent registration
- 2013-04-05
- Where
- Merseyside
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| MS601371 | Merseyside | Leasehold | 2013-04-05 | — |
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.