ONESAVINGS BANK PLC
Company number 07312896 · Monitor this company
Executive summary
OneSavings Bank PLC occupies a strong competitive position within the UK specialist lending sector, leveraging its retail savings franchise and deep underwriting expertise to serve underserved mortgage segments where mainstream lenders lack appetite or capability. The company faces cyclical headwinds from BTL regulatory tightening and interest rate volatility, but its dual-brand strategy and deposit-funded model provide structural advantages over wholesale-funded competitors. Governance quality is above sector average, with board diversity and expertise exceeding regulatory expectations — positioning the bank well for continued niche leadership, albeit with geographic concentration risk requiring ongoing management attention.
Overview
- Company type
- Public Limited Company
- Incorporated
- 2010-07-13
- Registered office
- The Observatory Brunel Way, Dock Road, Chatham, Kent, United Kingdom, ME4 4AF
- Postcode
- ME4 4AF
- Capital
- 2,444,863 GBP
- Accounts category
- Group
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-06-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2026-05-17
- Next due by
- 2027-05-31
Nature of business (SIC)
- 64191 Banks
Officers 10 current · 33 resigned
Group structure 14 subsidiaries
-
CCFSG HOLDINGS LIMITED Dissolved
Showing 12 of 14.
From persons-with-significant-control filings on the public register.
Licensed visa sponsor
Licensed by the Home Office to sponsor worker visas: Skilled Worker (Worker (A rating)).
Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.
Modern slavery statement
Registered a modern slavery statement for 2026 (period to 2025-12-31) as part of the OSB GROUP PLC group statement — 7 years on the registry.
Read the statement summary on the government modern slavery statement registry. Contains public sector information licensed under the Open Government Licence v3.0.
Gender pay gap
34.78%
Women's median hourly pay below men's, 2025/26 · in the bottom 10% for parity
Contact details
- Website
- onesavingsbank.net
OSB Group is a specialist lender focused on underserved sub-sectors of the mortgage market, supported by a strong retail savings franchise
Previous company names
| Name | Date changed |
|---|---|
| ONESAVINGS PLC | 2011-02-01 |
| ONESAVINGS LIMITED | 2010-10-08 |
| SEVCO 5067 LIMITED | 2010-08-03 |
Previous registered addresses 2
| Address | Changed on |
|---|---|
| C/O FIELD FISHER WATERHOUSE LLP, 35 VINE STREET, LONDON, EC3N 2AA | 2010-08-26 |
| 14/18 CITY ROAD, CARDIFF, CF24 3DL, UNITED KINGDOM | 2010-07-14 |
The class of 2010
21%
of the 376,889 companies incorporated in 2010 are still active today; 77% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 21 titles
- Freehold
- 7
- Leasehold
- 14
- Most recent registration
- 2025-10-02
- Price paid, where recorded
- £9,867,130
- Where
- Medway (7), Greater London (4), Kent (4)
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| BGL192188 | Greater London | Leasehold | 2025-10-02 | — |
| TT165905 | Kent | Leasehold | 2024-03-15 | — |
| MS229360 | Merseyside | Freehold | 2023-11-28 | £128,000 |
| TT152454 | Medway | Freehold | 2023-03-14 | £455,000 |
| WM930404 | West Midlands | Freehold | 2022-12-29 | £3,425,000 |
| AA31222 | Southend-On-Sea | Leasehold | 2021-08-20 | £150,000 |
| K726676 | Medway | Leasehold | 2020-08-14 | — |
| ESX219260 | Brighton And Hove | Freehold | 2019-12-02 | £37,000 |
| CYM116804 | Flintshire | Freehold | 2019-11-13 | £133,000 |
| BB2127 | Greater London | Leasehold | 2019-11-06 | — |
| LT173790 | Leicestershire | Freehold | 2019-03-15 | £150,000 |
| TT89616 | Kent | Leasehold | 2018-11-27 | — |
| K984484 | Kent | Leasehold | 2018-07-13 | £4,130 |
| K944342 | Kent | Leasehold | 2018-01-17 | £1,085,000 |
| TGL220197 | Greater London | Leasehold | 2017-07-12 | £325,000 |
| K924853 | Medway | Leasehold | 2017-05-02 | £3,975,000 |
| K715501 | Medway | Leasehold | 2016-04-22 | — |
| NGL952465 | Greater London | Leasehold | 2015-07-13 | — |
| TT38113 | Medway | Leasehold | 2015-07-03 | — |
| K859297 | Medway | Leasehold | 2015-04-02 | — |
Showing 20 of 21.
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.