PREFERRED MORTGAGES LIMITED

Company number 03137809 ·

Active

Executive summary

Preferred Mortgages Limited represents a well-capitalized, long-tenued specialist lender operating in a structurally attractive but execution-sensitive market segment. The company's strategic value lies in its deep credit expertise and institutional knowledge base, while its primary constraints stem from funding structure dependencies and the inherent cyclicality of specialist consumer credit. Sustainable competitive advantage will depend on converting proprietary risk data into superior underwriting outcomes, diversifying funding channels to support growth, and maintaining regulatory standing in an increasingly demanding compliance environment. The complex holding structure, while potentially enabling capital efficiency, requires careful governance to ensure strategic agility is preserved.

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Overview

Company type
Private Limited Company
Incorporated
1995-12-14
Registered office
1 Chamberlain Square Cs, Birmingham, United Kingdom, B3 3AX
Postcode
B3 3AX
Capital
13,198,867 GBP
Accounts category
Full
Charges
21 outstanding

Accounts

Last made up to
2024-11-30
Next due by
2026-08-31
Financial year end
30 November

Confirmation statement

Last statement dated
2026-05-27
Next due by
2027-06-10
View filing history →

Nature of business (SIC)

  • 64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Officers 3 current · 41 resigned

Appointed 2024-08-22
Melgard-Jo SMUTS Director
Appointed 2024-08-22
Appointed 2010-06-17

View all officers and resignations →

Group structure 1 subsidiary

Controlled by PREFERRED GROUP LIMITED — since 2016-04-06

From persons-with-significant-control filings on the public register.

Previous company names

NameDate changed
DISKELITE LIMITED1996-02-12

Previous registered addresses 20

AddressChanged on
HAYS GALLERIA 1 HAYS LANE, LONDON, SE1 2RD2020-02-21
10-18 UNION STREET, LONDON, SE1 1SZ2017-04-13
10-18 UNION STREET, LONDON, SE1 1SZ2017-04-13
ST JOHNS PLACE EASTON STREET, HIGH WYCOMBE, HP11 1NL2012-04-17
LEVEL 23 25 CANADA SQUARE, LONDON, E14 5LQ2011-06-07
ST. JOHNS PLACE EASTON STREET, HIGH WYCOMBE, HP11 1NL2011-05-13
6 BROADGATE, LONDON, EC2M 2QS2008-07-29
6 BROADGATE, LONDON, EC2M 2QS2008-07-29
OAKFIELD HOUSE, 35 PERRYMOUNT ROAD, HAYWARDS HEATH, WEST SUSSEX RH16 3BX2007-04-10
25 BANK STREET, LONDON, E14 5LE2004-01-19
25 BANK STREET, LONDON, E14 5LE2004-01-19
OAKFIELD HOUSE, 35 PERRYMOUNT ROAD, HAYWARDS HEATH, WEST SUSSEX RH16 3BX2003-12-23
OAKFIELD HOUSE, 35 PERRYMOUNT ROAD, HAYWARDS HEATH, WEST SUSSEX RH16 3BX2003-12-23
1ST FLOOR CORNELIUS HOUSE, 33 BOLTRO ROAD, HAYWARDS HEATH, WEST SUSSEX RH16 1BS1998-08-28
1ST FLOOR CORNELIUS HOUSE, 33 BOLTRO ROAD, HAYWARDS HEATH, WEST SUSSEX RH16 1BS1998-08-28
7TH FLORR, LE CONFIELD HOUSE, CURZON STREET, LONDON W1Y 7FB1996-10-08
7TH FLORR, LE CONFIELD HOUSE, CURZON STREET, LONDON W1Y 7FB1996-10-08
90 FETTER LANE, LONDON, EC4A 1JP1996-04-23
90 FETTER LANE, LONDON, EC4A 1JP1996-04-23
1 MITCHELL LANE, BRISTOL, BS1 6BU.1996-01-29

Among its peers

Among the oldest 25%

of 42 similar companies in B, trading since 1995

358 companies are registered at this postcode →

The class of 1995

45%

of the 34,002 companies incorporated in 1995 are still active today; 52% have since been dissolved.

A fact about the year, not a forecast for this company.

Survival rates for every incorporation year →

Property in England & Wales 1 title

Freehold
1
Most recent registration
2018-04-18
Price paid, where recorded
£98,000
Where
Merseyside
Title numberCounty Tenure RegisteredPrice paid
MS307291 Merseyside Freehold 2018-04-18 £98,000

For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).

Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.

This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.