RIPE INSURANCE SERVICES LIMITED

Company number 04507332 ·

Active

Executive summary

Ripe Insurance Services Limited has established itself as a high-performing digital insurance distribution platform within the UK's specialist personal lines and small commercial market. Its 18% revenue growth to £26.8M significantly outpaces the broader intermediation market, while estimated net margins of ~13% and strong cash generation demonstrate the operational leverage inherent in its proprietary technology model. The company is well-positioned to capitalise on continued digital adoption in insurance distribution, though its sub-scale position relative to major digital players and dependency on insurer capacity providers present medium-term strategic considerations.

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Shareholders' funds

£12,322,439

Balance sheet as at 2022-12-31

View full accounts →

What it does

The principal activity of the company is insurance services

The company's own description, from its latest filed accounts.

Overview

Company type
Private Limited Company
Incorporated
2002-08-09
Employees
95 (2022 accounts · was 74 in 2021)
Registered office
One Stockport Exchange, Railway Road, Stockport, England, SK1 3SW
Postcode
SK1 3SW
Capital
11 GBP
Accounts category
Full
Charges
1 outstanding

Accounts

Last made up to
2025-12-31
Next due by
2027-09-30
Financial year end
31 December

Confirmation statement

Last statement dated
2026-06-18
Next due by
2027-07-02
View filing history →

Nature of business (SIC)

  • 65120 Non-life insurance

Officers 3 current · 7 resigned

Alan THOMAS Director
Appointed 2024-10-07
Appointed 2024-09-03
Appointed 2016-09-23

View all officers and resignations →

Group structure

Controlled by RIPE THINKING TWO LIMITED — since 2016-08-09

From persons-with-significant-control filings on the public register.

Licensed visa sponsor

Licensed by the Home Office to sponsor worker visas: Skilled Worker (Worker (A rating)).

Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.

Contact details

Website
ripeinsurance.co.uk

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Previous company names

NameDate changed
J R W GROUP SERVICES LIMITED2017-06-15
JRW INSURANCE SERVICES LIMITED2002-09-19

Previous registered addresses 2

AddressChanged on
TATTON HOUSE, 11 OLD HALL ROAD,, GATLEY, CHEADLE, SK8 4BE2010-04-26
PROGRESS HOUSE, 396 WILMSLOW RD, WITHINGTON, MANCHESTER, M20 3BN2002-09-12

Among its peers

Top 10%

by shareholders' funds, of 19 similar companies in SK

The largest employer among its local peers (95 staff).

Trading since 2002.

41 companies are registered at this postcode →

Competitors Stockport

This company ranks 1 among non-life insurance in Stockport.

Full league table →

The class of 2002

38%

of the 200 companies in this sector incorporated in 2002 are still active today; 59% have since been dissolved.

A fact about the year, not a forecast for this company.

Survival rates for every incorporation year →

This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.