MK MARKETING & EVENTS LIMITED

Executive Summary

MK Marketing & Events Limited is a newly formed small enterprise with limited financial resources and minimal net assets. While it currently maintains a positive but very tight liquidity position, credit exposure should be limited and conditional on close monitoring of cash flow and operational progress. The company shows no immediate red flags but requires prudent financial oversight given its startup status.

MK MARKETING & EVENTS LIMITED - Analysis Report

Company Number: 15199587

Analysis Date: 2025-07-29 21:00 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   MK Marketing & Events Limited is a newly incorporated small private limited company with limited financial history. The latest accounts show a very modest net asset base (£133) and minimal working capital (£133), reflecting its startup phase. While there are no overdue filings or director concerns, the company’s current financial capacity to service significant debt is minimal. Credit approval should be conditional on limits aligned with its size, possibly with personal guarantees or collateral, and a close review of cash flow forecasts to ensure ongoing liquidity.

2. Financial Strength:
   The balance sheet shows total current assets of £14,472, primarily cash (£13,942), offset by current liabilities of £14,339, leaving net current assets of only £133. There are no fixed assets. Shareholders’ funds are very small at £133, consisting mainly of share capital (£120) and a small profit and loss reserve (£13). The company operates with a single director/owner, indicating concentrated control but limited equity buffer. The financial strength is weak due to its infancy and low capitalization; however, there is no sign of distress or overdraft usage at this stage.

3. Cash Flow Assessment:
   Cash balances are modest but currently exceed short-term liabilities by a small margin, indicating a positive but very tight liquidity position. Trade creditors are nominal (£1), but significant other creditors (£6,750) and tax liabilities (£7,590) are present and due within one year. The company must maintain careful cash flow management to meet these obligations promptly. Given the early stage, cash flow projections and turnover growth will be critical to assess ongoing operational viability.

4. Monitoring Points:

• Monitor quarterly cash flow statements and bank balances to ensure liquidity remains adequate.
• Watch the evolution of current liabilities, especially tax and other creditors, for timely payment.
• Track revenue growth and profitability trends to strengthen equity and working capital.
• Review director’s reports or management updates for strategic plans and risk management.
• Ensure timely filing of accounts and confirmation statements to avoid regulatory penalties.