RINKI CONSULTING LTD

Executive Summary

RINKI CONSULTING LTD, a micro-entity newly established in software development, currently shows a healthy financial base with positive working capital and net assets. The sole director’s full ownership supports clear governance. Credit approval is recommended for modest facilities, with attention to future operational performance and compliance filings to confirm ongoing creditworthiness.

RINKI CONSULTING LTD - Analysis Report

Company Number: 15168498

Analysis Date: 2025-07-20 19:05 UTC

1. Credit Opinion: APPROVE
   RINKI CONSULTING LTD is a newly incorporated micro-entity with no history of financial distress or adverse filings. The company demonstrates positive net current assets and shareholders’ funds, indicating a solid initial capital base. Its micro-entity status and single employee suggest low operational complexity and risk. The controlling director holds full ownership and voting rights, simplifying accountability. While the company is in its infancy, the current financial position and management structure support credit approval for modest facilities, subject to ongoing monitoring as it establishes operational cash flows and revenue.

2. Financial Strength:
   The balance sheet as of 30 September 2024 shows current assets of £15,168 against current liabilities of £3,291, yielding net current assets of £11,877. Total net assets equal £11,877, which also represents shareholders’ funds. The company holds no fixed assets, consistent with a start-up service business in software development. The positive working capital and net asset position reflect adequate capitalization and financial stability for its stage. However, given the company’s newness, limited financial history restricts deeper trend analysis.

3. Cash Flow Assessment:
   Current assets are primarily liquid or near-liquid, supporting short-term obligations. Current liabilities are modest and well covered by current assets, indicating sufficient liquidity and working capital. The micro-entity status and absence of significant debt imply low financial leverage. Cash flow visibility will improve as the company progresses beyond its start-up phase, but present indicators suggest adequate capability to meet immediate liabilities and maintain operations.

4. Monitoring Points:

• Revenue generation and profit trends over next 1-2 years to assess sustainability and growth.
• Cash flow statements once available to evaluate operational liquidity beyond balance sheet snapshot.
• Timely filing of subsequent accounts and confirmation statements to ensure compliance.
• Any changes in ownership or management structure that could affect governance or credit risk.
• Expansion of liabilities or capital expenditures that might pressure liquidity or solvency.